Roth IRA

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Dictionary Says

Definition of 'Roth IRA'

An individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Similar to other retirement plan accounts, non-qualified distributions from a Roth IRA may be subject to a penalty upon withdrawal.
Investopedia Says

Investopedia explains 'Roth IRA'

A qualified distribution is one that is taken at least five years after the taxpayer establishes his or her first Roth IRA and when he or she is age 59.5, disabled, using the withdrawal to purchase a first home (limit $10,000), or deceased (in which case the beneficiary collects). Since qualified distributions from a Roth IRA are always tax free, some argue that a Roth IRA may be more advantageous than a Traditional IRA.

Video Definition

Search results for

'Roth IRA'

  • Roth IRA Vs. Traditional IRA

    http://www.investopedia.com/video/play/roth-versus-ira
    Videos /. Roth IRA Vs. Traditional IRA. ... Read More »; Roth IRA Vs. Traditional IRA.
    Learn more about the differences between a Roth IRA and traditional IRA. ...

  • Converting An IRA Annuity To A Roth: Know The Rules

    http://www.investopedia.com/articles/retirement/10/rules-converting-ira-annuity-to-roth.asp
    ... Those who convert annuities housed inside IRAs should know that special valuation
    rules apply to all Roth IRA conversions in addition to the standard set of ...

  • Roth Vs. Traditional IRA: Which Is Right For You?

    http://www.investopedia.com/articles/retirement/03/012203.asp
    ... One factor that determines whether you should fund a Roth or traditional IRA is
    your income, which dictates your eligibility to contribute to a Roth IRA. ...

  • Did Your Roth IRA Conversion Pass or Fail?

    http://www.investopedia.com/articles/retirement/03/082703.asp
    If you are moving assets from a Traditional IRA to a Roth IRA, you need to know
    the associated tax rules. ... Did Your Roth IRA Conversion Pass or Fail? ...

  • Tax Treatment Of Roth IRA Distributions

    http://www.investopedia.com/articles/retirement/03/030403.asp
    Tax Treatment Of Roth IRA Distributions. ... The Taxpayer Relief Act of 1997 created
    the Roth IRA, which was made effective for tax years beginning 1998. ...

  • Should You Convert To A Roth IRA In 2010?

    http://www.investopedia.com/articles/retirement/06/tiprasavings.asp
    Should You Convert To A Roth IRA In 2010? November 23 2010 | Filed Under »
    IRA, Laws, Retirement, Retirement Plans. You may have ...

  • Recharacterizing Your IRA Contribution Or Roth Conversion

    http://www.investopedia.com/articles/retirement/03/092403.asp
    ... of the assets has declined in value since conversion*, or the individual simply
    changed his or her mind and no longer wants to keep the assets in a Roth IRA. ...

  • An Introduction To Roth IRAs

    http://www.investopedia.com/articles/retirement/04/091504.asp
    Be sure to consider the tax benefits and the eligibility requirements of the Roth
    IRA. ... However, Roth IRA distributions are tax free only if they are qualified. ...

  • Roth IRAs: Introduction | Investopedia

    http://www.investopedia.com/university/retirementplans/rothira/
    ... Filed Under » Bonds, Economics, Entrepreneur, Insurance, Options, Retirement. The
    Roth IRA is a retirement saving account to which individuals can make ...

  • What are the income limits for Roth IRA contributions?

    http://www.investopedia.com/ask/answers/176.asp
    The 2007 and 2008 income limits for Roth IRA contributions are as follows: Situations
    2007 2008 Individuals who are married and file a joint tax. ...

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