Savings Rate

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Dictionary Says

Definition of 'Savings Rate'

The amount of money, expressed as a percentage or ratio, that one deducts from his/her disposable personal income to set aside as a nest egg or for retirement. The cash accumulated is typically put into very low-risk investments (depending on various factors such as expected time until retirement), like a money market fund or a personal IRA comprised of non-aggressive mutual funds, stocks and bonds.
Investopedia Says

Investopedia explains 'Savings Rate'

For years, the savings rate in the United States has declined. In the 1970s and 1980s, personal savings rates were in the 5% to 7% range but then decreased to 1% to 3% range in the 21st Century. These averages figure tend to fall even lower as the American population, as a whole, continues to age. The national average savings rate is often determined by how a particular culture views debt and values possessions.

Search results for

'Savings Rate'

  • Retirement Planning For 30-Somethings: Increasing Your Savings ...

    http://www.investopedia.com/university/retirement-30/retirement-303.asp
    Retirement Planning For 30-Somethings: Increasing Your Savings Rate. ...

  • How Saving Too Much Can Sap Economic Growth - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1011/How-Saving-Too-Much-Can-Sap-Economic-Growth.aspx
    ... Canada (-19%). Only Germany (12%) saw a savings rate growth. Why have savings
    rates increased so much in the developing world? As ...

  • How Interest Rate Cuts Affect Consumers

    http://www.investopedia.com/articles/economics/08/interest-rate-affecting-consumers.asp
    ... Banks will typically lower rates paid on cash held in bank certificates of deposits,
    money market accounts and regular savings accounts.The rate cut usually ...

  • Money Market Mutual Funds: A Better Savings Account

    http://www.investopedia.com/articles/mutualfund/07/money_market_savings.asp
    ... So make sure to be aware of the current interest rate environment and how it compares
    to your savings account rate before you move your money to a money market ...

  • Retirement Planning For 30-Somethings: Introduction | Investopedia

    http://www.investopedia.com/university/retirement-30
    ... Retirement Planning For 30-Somethings: Enhance Your Budget; Retirement Planning
    For 30-Somethings: Increasing Your Savings Rate; Retirement ...

  • How Social Security Increases Will Affect Americans - Investopedia ...

    http://financialedge.investopedia.com/financial-edge/1011/How-Social-Security-Increases-Will-Affect-Americans.aspx
    ... The savings rate of most American households has been too low to provide adequate
    income in retirement, but the program may not be able to survive for the next ...

  • 5 Things To Know About Managing Your Healthcare Deductible ...

    http://financialedge.investopedia.com/financial-edge/1111/5-Things-To-Know-About-Managing-Your-Health-Care-Deductible.aspx
    ... Savings Products Rates. Click product name to view rates in your area. PRODUCT. ... 0.66%.
    0.52%; 0.43%; 0.45%; 0.68%; 1.49%; 0.66%. View more rates >>. Rate data provided ...

  • Don't Dump That IRA - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1011/Dont-Dump-That-IRA.aspx
    ... US companies. I figured this was fine to start, since the most important
    variable at this point is her savings rate. Naturally, I ...

  • Bundle Your Insurance For Big Savings

    http://www.investopedia.com/articles/insurance/09/bundle-insurance.asp
    Bundle Your Insurance For Big Savings. ... These companies offer a cheaper rate to insure
    both your house and car than if you insured each one separately at ...

  • House Price Vs. Interest Rate: Which Is More Important?

    http://www.investopedia.com/articles/mortgages-real-estate/10/house-price-vs-interest-rate.asp
    ... you still save about $5 to $6 per month - around $2,100 of savings over the ... you started
    your search with - and you snagged a 5% interest rate - your mortgage ...

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Bank Rates
Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.60%
$30K Home Equity Loan 5.74% 5.77%
$50K Home Equity Loan 5.45% 5.50%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.46%
$100K HELOC 4.13% 4.13%
Rate data provided by Bankrate
Product Today Last Wk
30 Year Fixed 3.80% 3.80%
15 Year Fixed 3.09% 3.11%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.38%
5/1 ARM 2.65% 2.69%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.36%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
Rate data provided by Bankrate
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