Spousal Beneficiary Rollover

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Dictionary Says

Definition of 'Spousal Beneficiary Rollover'

A transfer of retirement fund assets to the spouse of the deceased. The transfer is generally done in one of two ways. The first way is for the retirement account to remain intact and simply be renamed to reflect the new owner. The second way is to transfer the funds to the spouse's account.
Investopedia Says

Investopedia explains 'Spousal Beneficiary Rollover'

The spouse is not automatically designated as the recipient of unused retirement funds. However, with many retirement plans, the spouse must give their consent for another recipient to be named. In some cases, for example in a qualified plan account, the spouse must be named the beneficiary.
Search results for

'Spousal Beneficiary Rollover'

  • Wealth-Building IRA Rollovers

    http://www.investopedia.com/articles/retirement/09/ira-qualified-plan-rollover.asp
    ... The main types of rollovers are the conduit IRA, the direct rollover, the indirect
    rollover, the spousal beneficiary rollover, and the non-spouse beneficiary ...

  • Asset Distributions A Key Consideration For Retirees

    http://www.investopedia.com/articles/retirement/08/qualified-plan-distributions.asp
    ... the spousal-beneficiary rollover; the non-spouse beneficiary rollover. Tax Implications
    Qualified plans tend to provide many tax advantages for both employers ...

  • What do you do for a non-spouse beneficiary receiving a required ...

    http://www.investopedia.com/ask/answers/03/113003.asp
    ... Any thoughts on whether an IRA could be opened? Unfortunately, a non-spouse beneficiary
    is not allowed to rollover assets from a qualified plan. ...

  • I am the beneficiary of an IRA and a Keogh. Can I combine them ...

    http://www.investopedia.com/ask/answers/05/combineinherited.asp
    ... I am the beneficiary of an IRA and a Keogh. ... If you are a "non-spouse beneficiary"
    of the IRA, you must maintain the IRA assets in the inherited IRA. ...

  • The Tax Benefits Of Having A Spouse

    http://www.investopedia.com/articles/retirement/06/marriedperks.asp
    ... If you are the deceased retirement account owner's spousal beneficiary, the options
    explained above are available to you, but you also have the following ...

  • 11 Things You May Not Know About Your IRA

    http://www.investopedia.com/articles/retirement/08/11-things-to-know-iras.asp
    ... Non-spousal beneficiaries cannot treat inherited IRAs as their own ... Than Done and
    Don't Forget The Beneficiary Form.) 6 ... the assets as a transfer or as a rollover. ...

  • Tough Times: Should You Dip Into Your Qualified Plan?

    http://www.investopedia.com/articles/retirement/03/043003.asp
    ... Traditional IRA (including SEP and spousal IRAs ... plans; 457(b) plans. Eligible rollover
    distributions include ... or life expectancies of the employee and beneficiary; ...

  • Series 7 Study Guide - Retirement Accounts - Individual Retirement ...

    http://www.investopedia.com/exam-guide/series-7/retirement/traditional-ira-sep.asp
    ... additional spousal IRAs. Also, IRAs can be bequeathed to a beneficiary in the event
    of the investor's death. IRAs can be used to receive "rollover" payments ...

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