Standing Loan

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Dictionary Says

Definition of 'Standing Loan'

A type of loan where payments are made of interest only. Repayment of principal is required only at the end of the loan term. A standing loan is primarily used in real estate or automobile loans. This type of loan is less common, since most lenders are more comfortable with traditional amortizing loans, where principal is paid off gradually over time.
Investopedia Says

Investopedia explains 'Standing Loan'

A standing loan can be advantageous for certain borrowers, because the monthly payment is considerably lower. However, the borrower must have sufficient financial means to pay the full amount of the principal at the end of the loan term. Standing loans are generally considered more risky for the lender and thus usually come with a higher interest rate than a comparable amortizing loan. 
Search results for

'Standing Loan'

  • US Bancorp Standing Out And Outstanding

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    ... US Bancorp Standing Out And Outstanding. ... That said, commercial loan growth
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  • The Alphabet Soup Of Financial Certifications

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  • Student Loans: Private Loans | Investopedia

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    ... decrease your credit score. If default occurs, there is a uniform route to
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  • Borrowing From Your Retirement Plan

    http://www.investopedia.com/articles/retirement/03/070203.asp
    ... If you are unable to repay the amount at this point, and the loan is in good standing,
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  • On This Day In Finance: June 4 - The Birth Of The Modern ATM ...

    http://financialedge.investopedia.com/financial-edge/0609/Today-In-Finance-June-4---The-Birth-Of-The-Modern-ATM.aspx
    ... Several other prototypes were introduced to the public over the next 30 years, however
    the free-standing magstripe machine was the eventual victor and is still ...

  • When Good People Write Bad Checks

    http://www.investopedia.com/articles/pf/08/overdraft-protection.asp
    ... overdraft protection is seen as a fee-based service rather than a loan, in many
    cases ... and have to pay the money back to get your account back in good standing. ...

  • 5 Pitfalls Of Shopping On Black Friday - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/5-Pitfalls-Of-Shopping-On-Black-Friday.aspx
    ... Do count on standing in long lines to make your purchases, and expect a very
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  • 6 Tips To Get Approved For A Mortgage

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    ... of smiling families and beautiful homes accompanied by text that makes it sound
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  • The Banking System: Introduction | Investopedia

    http://www.investopedia.com/university/banking-system
    ... Banks are just one part of the world of financial institutions, standing alongside
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$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.60%
$30K Home Equity Loan 5.74% 5.77%
$50K Home Equity Loan 5.45% 5.50%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.46%
$100K HELOC 4.13% 4.13%
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Product Today Last Wk
30 Year Fixed 3.80% 3.80%
15 Year Fixed 3.09% 3.11%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.38%
5/1 ARM 2.65% 2.69%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
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