Stretch Annuity

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Dictionary Says

Definition of 'Stretch Annuity'

An annuity option where tax-deferred allowances are passed on to the beneficiaries, offering the beneficiaries more flexibility and control over maintaining the investment. Therefore, the beneficiary has less restraints on wealth transfer, and he or she is able to receive a larger sum of benefits stretched over a longer period of time.
Investopedia Says

Investopedia explains 'Stretch Annuity'

Legacy annuities or stretch annuities are not offered by many insurers, unfortunately. This type of annuity is very advantageous because the beneficiary isn't burdened with paying a huge tax bill on his or her gains. This often can be stressful for a family that has just dealt with the loss of a loved one.
Search results for

'Stretch Annuity'

  • 5 Ways To Stretch Your Retirement Budget

    http://www.investopedia.com/articles/retirement/07/stretch_retirement_budget.asp
    ... plans offer employees two options for distributing their plan benefits: a lump sum
    payment or an annuity payment. ... (To learn more, read Stretch Your Savings By ...

  • What do you do for a non-spouse beneficiary receiving a required ...

    http://www.investopedia.com/ask/answers/03/113003.asp
    ... Therefore, purchasing an annuity appears to be the only option for a beneficiary
    who wants to stretch out payments over an extended period, while preserving ...

  • Deciphering Deferred Annuity Designations

    http://www.investopedia.com/articles/pf/06/ownerannuitant.asp
    ... Are Different People There have been advisors who have suggested that annuity owners
    name a younger person as the annuitant. This would stretch out the ...

  • Retirement Planning For Those Who Live Past 100 - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1011/Retirement-Planning-For-Those-Who-Live-Past-100.aspx
    ... Is it possible to stretch out your nest egg for that long, and if so ... Buy a Fixed
    Immediate Annuity Secure a lifetime income for yourself by purchasing a fixed ...

  • Why Your Will Should Name Designated Beneficiaries

    http://www.investopedia.com/articles/pf/07/beneficiary_form.asp
    ... Annuities and Life Insurance Several annuity and life insurance companies now have
    a form ... you could make it so that this inheritance would stretch over your ...

  • Prudential On The Mend

    http://stocks.investopedia.com/stock-analysis/2010/Prudential-On-The-Mend-PRU-MET-MFC-LFC-AIG0809.aspx
    ... quarter. Insurance and annuity sales also continued to recover nicely after
    a difficult stretch over the past couple of years. The ...

  • Retiring On Investment Interest: Can It Be Done?

    http://www.investopedia.com/articles/retirement/09/retire-interest-only.asp
    ... A fixed immediate (income) annuity is not; neither is a variable deferred or variable
    immediate annuity. ... (For more, see Stretch Your Retirement Budget ...

  • You CAN Retire In A Recession

    http://www.investopedia.com/articles/retirement/08/retire-in-a-recession.asp
    ... (See A Pre-Retirement Checkup and Stretch Your Savings ... Many variable annuity carriers
    offer dollar-cost averaging programs for new money, such as IRA rollovers ...

  • Common Risks That Can Ruin Your Retirement

    http://www.investopedia.com/articles/retirement/08/post-retirement-risks-outlive-assets.asp
    ... Read more about working past retirement age in Stretch Your Savings ... A pension or
    annuity can mitigate some of the risk because it provides an income stream for ...

  • Top 10 Investments For Baby Boomers

    http://www.investopedia.com/articles/retirement/08/investments-for-baby-boomers.asp
    ... It's best to be stingy when selecting a variable annuity, however, as fees tend
    to vary widely ... (Read about passing on your retirement savings in Stretch Your IRA ...

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