Substandard Insurance

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Dictionary Says

Definition of 'Substandard Insurance'

An insurance policy issued to someone who does not qualify for a standard insurance rate. Substandard insurance policies may contain special or restricted provisions or higher premiums because the insured carries a greater risk, which increases the probability that the insurance company will incur a loss.
Investopedia Says

Investopedia explains 'Substandard Insurance'

Substandard insurance can be extended to a broad array of consumers, including those with poor driving records (car insurance) or with poor physical conditions (health insurance). It is important for those purchasing this type of insurance to pay close attention to any special or restrictive provision on the policy, since coverage extended by the insurance company may be more restricted due to the increase risk of providing coverage.
Search results for

'Substandard Insurance'

  • Explaining Types Of Fixed Annuities

    http://www.investopedia.com/articles/retirement/05/071205.asp
    ... for the insurance company to make a return on the money the annuitant invests into
    the annuity. For this reason, the annuitant of a substandard health annuity ...

  • LTC Annuities: 2 Safety Nets In 1

    http://www.investopedia.com/articles/retirement/07/long_term_care_annuity.asp
    ... LTC insurance protects your family's potential inheritance, and can relieve fears
    of ending up on government aid and languishing in a substandard facility. ...

  • Published Mutual Fund Returns Not Always What They Appear

    http://www.investopedia.com/articles/02/013002.asp
    ... performing funds. As a result, these substandard performers, and their
    corresponding substandard metrics, simply disappear. When ...

  • Evaluating The Board Of Directors

    http://www.investopedia.com/articles/analyst/03/111903.asp
    ... February 29 2008 | Filed Under » Insurance, Stocks. You can learn a lot from looking
    at the ... Investors are poorly served by substandard governance practices. ...

  • What is the salad oil scandal?

    http://www.investopedia.com/ask/answers/09/salad-oil-scandal.asp
    ... Along with a checkered past in the meat business, De Angelis gained notoriety for
    shipping substandard or uninspected vegetable oil to government contractors ...

  • How To Cure An Ailing 401(k)

    http://www.investopedia.com/articles/retirement/08/bad-401k-problems-fix.asp
    ... This article will point out some indicators of a substandard retirement plan ... provider
    (ie, the brokerage firm, fund company or insurance provider) handpicks ...

  • How And When To Switch Your 529 Plan

    http://www.investopedia.com/articles/pf/09/529-college-plan-switch.asp
    ... Unfortunately, not all 529 plans are the same, and being stuck in a substandard
    one could leave you with less college savings than you need. ...

  • Scoring Fund Analytical Commentary | Investopedia

    http://www.investopedia.com/university/quality-mutual-fund/chp10-commentary/scoring-analytical.asp
    ... More Features ». Personal Finance; Credit & Loans; Insurance; Retirement; Home &
    Auto; Savings; Budgeting; ... Letter grades of 'C' or less are substandard. ...

  • 401(k): An Accidental Solution To The Retirement Problem

    http://www.investopedia.com/articles/retirement/09/improving-401k.asp
    ... Even worse, the employee is often asked to contribute to a system where the investment
    choices are limited, substandard, dirt poor and grossly overpriced. ...

  • 3 Superstar Athletes That Nobody Wanted - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/3-Superstar-Athletes-That-Nobody-Wanted.aspx
    ... feuded with all three of his coaches, became entangled in a sexual harassment lawsuit
    filed against Isaiah Thomas and his play on the court was substandard. ...

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