Super Regional Bank

DEFINITION of 'Super Regional Bank'

A mid-sized bank that has a significant presence in a geographical region across multiple states. A super regional bank is smaller than the large national or global banks, but it is much bigger than regional banks. Super regional banks generally offer the complete range of banking services from deposits and loans, to securities brokerage, investment banking and fund management.

BREAKING DOWN 'Super Regional Bank'

Size alone is not enough of a criteria to determine if a bank can be considered super regional. Super regional American banks include U.S. Bancorp, Bank of New York Mellon, PNC Financial Services Group and BB&T Corp. Some super regional banks have grown over the years by acquiring their smaller rivals. Some regional banks could become super regional by acquiring deposits or branches and expanding across state lines.

RELATED TERMS
  1. Super NOW Account

    An account created in 1982 that offers a higher interest rate ...
  2. Limited Service Bank

    Any type of banking business facility that is located separately ...
  3. Associate Bank

    A bank that is affiliated, usually through membership, in a regional ...
  4. Business Banking

    A company's financial dealings with an institution that provides ...
  5. Interstate Banking

    The expansion of banking across state lines. Interstate banking ...
  6. Interest Sensitive Liabilities

    Any type of short-term deposit held by a bank that pays a variable ...
Related Articles
  1. Economics

    Regional Banks Give The Fed A National Perspective

    We all know that the Federal Reserve utilizes monetary policy to control the economy, but what do the 12 regional Federal Reserve Banks do?
  2. Stock Analysis

    Benefits of Regional Bank ETFs over Commercial Banks (KRE, KBE)

    The SPDR S&P Regional Banking ETF offers a stable local alternative to broad-based multinational commercial banking sector funds.
  3. Investing Basics

    Retail Banking Vs. Corporate Banking

    Retail banking is the visible face of banking to the general public. Corporate banking, also known as business banking, refers to the aspect of banking that deals with corporate customers.
  4. Personal Finance

    Banking Has Changed: What Does It Mean For Consumers?

    Banks have long been leading spenders on technological innovations. Learn the key changes in the banking industry and what institution is right for you.
  5. Investing News

    How Super Tuesday Hurts – Then Helps – the Market

    The S&P 500 rose in the week after Super Tuesday in 1992, 1996, 2000, 2008 and 2012, but not in 2004.
  6. Investing Basics

    The Industry Handbook: The Banking Industry

    If there is one industry that has the stigma of being old and boring, it would have to be banking; however, a global trend of deregulation has opened up many new businesses to the banks. Coupling ...
  7. Investing News

    Are Super Bowl Ads Worth Their High Cost?

    Are Super Bowl ads worth the investment? A look at the cost and how they're received.
  8. Investing Basics

    What is a Bank?

    A bank is a financial institution licensed to receive deposits or issue new securities to the public.
  9. Economics

    What's a Correspondent Bank?

    A correspondent bank is a bank that acts on behalf of another bank, usually a foreign bank.
  10. Stock Analysis

    Making Money With Regional Banks

    Several small regional banks are poised to outperform their Wall Street counterparts.
RELATED FAQS
  1. Is there a difference in risk between the different regions of the U.S. banks?

    Find out why there are different amounts of risk for different regional banks in the US. It depends on regional exposure ... Read Answer >>
  2. What are the most common ETFs that track the banking sector?

    Learn about common bank ETFs, and find out which ones focus on the international financial sector, big banks, regional banks ... Read Answer >>
  3. What is the difference between a national and a regional investment brokerage?

    Learn the differences between a national and a regional investment brokerage, and the advantages and disadvantages of doing ... Read Answer >>
  4. What economic indicators are important to consider when investing in the banking ...

    Find out which economic indicators are most useful for investors in the banking sector, especially those influenced by central ... Read Answer >>
  5. How does the deposit multiplier affect a bank's profitability?

    Find out how a deposit multiplier affects bank profitability, how it increases the supply of money in the economy and why ... Read Answer >>
  6. What are examples of popular companies in the banking sector?

    Learn about some of the popular companies for bank stocks in the banking industry, a prime component of the financial services ... Read Answer >>
Hot Definitions
  1. Demand Curve

    The demand curve is a graphical representation of the relationship between the price of a good or service and the quantity ...
  2. Goldilocks Economy

    An economy that is not so hot that it causes inflation, and not so cold that it causes a recession. This term is used to ...
  3. White Squire

    Very similar to a "white knight", but instead of purchasing a majority interest, the squire purchases a lesser interest in ...
  4. MACD Technical Indicator

    Moving Average Convergence Divergence (or MACD) is a trend-following momentum indicator that shows the relationship between ...
  5. Over-The-Counter - OTC

    Over-The-Counter (or OTC) is a security traded in some context other than on a formal exchange such as the NYSE, TSX, AMEX, ...
  6. Quarter - Q1, Q2, Q3, Q4

    A three-month period on a financial calendar that acts as a basis for the reporting of earnings and the paying of dividends.
Trading Center