Title Loan

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Dictionary Says

Definition of 'Title Loan'

A loan where an asset is required as collateral. These loans are popular for two reasons. The first being that with this type of loan, the applicant's credit rating is not considered. The second being that title loans can be approved very quickly and for loan amounts as little as $100 in most cases.
Investopedia Says

Investopedia explains 'Title Loan'

The lender will not usually require the actual physical retention of the collateral. Many simply require that they hold the proof of ownership of the asset. For example, in a car title loan, having a second set of keys, a tracking device or the ability to disable the ignition would suffice. However the borrower must hold clear title to the car, with no current financing or liens on the vehicle.

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Search results for

'Title Loan'

  • Car Title Loans: Good Option For Fast Cash?

    http://www.investopedia.com/articles/pf/09/car-title-loan.asp
    ... Taking out a car title loan is one way to get your hands on some fast cash
    with no credit check and minimal income verification. ...

  • 10 (Costly) Tickets To Fast Cash - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0809/Dealing-With-Unexpected-Expenses.aspx
    ... Learn more by reading Payday Loans Don't Pay.); Take out a title loan against
    your car. You use your car as collateral for a loan. ...

  • Your Kid's College Loan: Who Should Foot The Bill?

    http://www.investopedia.com/articles/pf/10/federal-student-loans.asp
    ... Subsidized loans are considered Title IV aid, which means eligibility is income
    based. ... You could get this loan whether you make $30,000 or $3 million. ...

  • Buying A Home: Get Preapproved For A Loan | Investopedia

    http://www.investopedia.com/university/home/home4.asp
    ... minimum lenders require will depend on current market conditions and the type of
    loan. ... of years you've worked for your current employer, your job title or line ...

  • Holding Titles On Real Property

    http://www.investopedia.com/articles/mortgages-real-estate/08/title-ownership-property.asp
    ... (For further reading, check out The REIT Way.). Conclusion Title to real estate ... Product,
    Today, Last Wk. $30K HELOC, 4.59%, 4.60%. $30K Home Equity Loan, 5.74%, ...

  • 7 Tips On Buying A Home In A Down Market Slideshow | Investopedia

    http://www.investopedia.com/slide-show/buying-homes-down-market/make-sure-you-have-clear-title.aspx
    ... Although lenders typically require title insurance and a title search if a mortgage
    is going to be taken out on the home, cash ... $30K Home Equity Loan, 5.74%, 5.77 ...

  • 7 Unusual Property Ownership Rules - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0711/7-Unusual-Property-Ownership-Rules.aspx
    ... The corporation holds the title to the property. ... Many traditional, older homes
    in Morocco do not have a formal title and have multiple owners. ...

  • Intro To Insurance: Other Insurance Policies | Investopedia

    http://www.investopedia.com/university/insurance/insurance10.asp
    ... choose among a variety of options, but the top three policies include owner's, lender's
    and extended coverage title insurance. ... $30K Home Equity Loan, 5.74%, 5.77 ...

  • Mortgage Fraud: Understanding And Avoiding It

    http://www.investopedia.com/articles/mortgages-real-estate/10/how-mortgage-fraud-affects-markets.asp
    ... States have taken a big step by requiring loan officer licensing and continuing
    education. Additionally, real estate, title and insurance agencies are licensed ...

  • Understanding Property Deeds

    http://www.investopedia.com/articles/realestate/12/property-deeds-and-real-property.asp
    ... and if the lender accepts the deed in lieu of foreclosure, the loan is terminated.
    Many lenders prefer to foreclose in order to clean up the title. ...

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Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.60%
$30K Home Equity Loan 5.74% 5.77%
$50K Home Equity Loan 5.45% 5.50%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.46%
$100K HELOC 4.13% 4.13%
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30 Year Fixed 3.80% 3.80%
15 Year Fixed 3.09% 3.11%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.38%
5/1 ARM 2.65% 2.69%
3/1 ARM 2.69% 2.69%
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Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.36%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
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