Uniform Bank Performance Report - UBPR


DEFINITION of 'Uniform Bank Performance Report - UBPR'

An analaytical tool created by the Federal Financial Institutions Examinations Council (FFIEC) to help supervise and examine financial instituions. The Uniform Bank Performance Report (UBPR) serves as an analysis of the impact that management and economic conditions can have on a bank's balance sheet. It examines liquidity, adequacy of capital and earnings and other factors that could damage the stability of the bank.

BREAKING DOWN 'Uniform Bank Performance Report - UBPR'

Bank's traditionally rely heavily on short-term deposits to fund long-term loans to consumers and businesses. This reliance makes a bank susceptible to major problems if conditions turn against it, or it sees a sudden mass withdrawal of deposits. This is why the FFIEC tries to monitor banks' stability with the UBPR.

  1. Liquidity

    The degree to which an asset or security can be quickly bought ...
  2. Balance Sheet

    A financial statement that summarizes a company's assets, liabilities ...
  3. Capital

    1) Financial assets or the financial value of assets, such as ...
  4. Federal Financial Institutions ...

    An interagency body of the U.S. government made up of several ...
  5. Deposit

    1. A transaction involving a transfer of funds to another party ...
  6. Term Deposit

    A deposit held at a financial institution that has a fixed term, ...
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