Variable Annuity

An insurance product that features a predetermined periodic payout amount until the death of the annuitant. These products are most frequently used to help retirees budget their money ...

1. A person who receives the benefits of an annuity or pension.2. The person upon whom a life-insurance contract is based.

The written agreement between an insurance company and a customer outlining each party's obligations in an annuity coverage agreement. This document will include the specific details of ...

A person or entity named in a will or a financial contract as the inheritor of property when the property owner dies.

An annuity option where tax-deferred allowances are passed on to the beneficiaries, offering the beneficiaries more flexibility and control over maintaining the investment. Therefore, ...

A rider on a variable annuity, which guarantees the minimum amount received by the annuitant after the accumulation period, or a set period of time, is either the amount invested or is ...

An insurance contract that allows buyers to allocate funds to both fixed and variable annuity components. Most hybrid annuities allow the investor to choose the amount of assets to ...

Find out how these different riders work, and which type is right for you.

We look at the past and current legislation that governs IRA annuity conversions.

These products tempt investors with some impressive benefits - but they come at a price.

If your nest egg has taken a hit, these conservative investments could help get you back on track.

Housing your retirement plan inside a variable annuity contract offers some big advantages, but only if you are close to retirement.

Variable annuities can be helpful no matter how old the investor. Learn how best to use them at each stage of your life.

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Find out how to get the upper hand when dealing with this payout challenge.

Learn the truth before you strap yourself into these annuity "seat belts".

Find out how to get the customized insurance coverage you need and want.

Thanks to a special tax code clause, you can surrender a variable annuity without paying income tax.

At some point in your life you will have to deal with a series of fixed payments over time, so it pays to know how to calculate them.

Fixed, variable and indexed annuities offer different features. Find out which one fits your needs.

If this investment product has caused you sleepless nights, it's time to consider alternatives.

Investing a client's money in variable annuties is becoming a target for criticism.