Viatical Settlement

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Dictionary Says

Definition of 'Viatical Settlement'

An arrangement in which someone with a terminal disease sells his or her life insurance policy at a discount from its face value for ready cash. The buyer cashes in the full amount of the policy when the original owner dies. Also referred to as a Life Settlement.
Investopedia Says

Investopedia explains 'Viatical Settlement'

This is extremely risky. The rate of return is unknown because it's impossible to know when someone will die.

If you invest in a viatical settlement, you are basically speculating on death. Therefore, the longer the life expectancy, the cheaper the policy. But because of the time value of money, the longer the person lives, the lower your return. This is undoubtedly one of the more morbid investments you can buy.
Search results for

'Viatical Settlement'

  • Series 63 Study Guide - Securities - Viatical Settlements and ...

    http://www.investopedia.com/exam-guide/series-63/securities/viatical-settlements-definition-sale.asp
    ... Viatical Settlements A viatical settlement is a type of investment contract arrangement
    whereby someone with a terminal disease sells his or her life insurance ...

  • What is long-term care?

    http://www.investopedia.com/ask/answers/09/long-term-care.asp
    ... centers, and there are a variety of ways to pay for long term care, including personal
    savings, long-term care insurance, viatical settlement and Programs for ...

  • Haunting Wall Street: The Halloween Terminology Of Investing

    http://www.investopedia.com/articles/03/102903.asp
    ... Viatical Settlement We saved the scariest term for last. ... Simply put, a viatical
    settlement is like betting that a person will die in the near future. ...

  • Series 66 Study Guide - Regulation of Securities - Stock Term ...

    http://www.investopedia.com/exam-guide/series-66/regulation-of-securities/stock-term-specifics.asp
    ... as an "investment contract", an interest in a limited partnership and a limited
    liability company and, an investment in a viatical settlement or similar ...

  • Profit From Unwanted Life Policies With Life Settlement

    http://www.investopedia.com/articles/pf/07/unwanted_policies.asp
    ... Viatical settlements are exchanges that also involve the sale of a life insurance ...
    Most policy owners solicit the assistance of a life settlement broker when ...

  • Making A Living On Death Bonds

    http://www.investopedia.com/articles/bonds/08/death-bonds-portfolio.asp
    ... While viatical settlements are still around, they have been replaced by insurance ...
    Hedge funds are big participants in the life-settlement arena, as they ...

  • Series 63 Study Guide - The Foundation - The Uniform Securities ...

    http://www.investopedia.com/exam-guide/series-63/foundation/usa-uniform-securities-act-part-5.asp
    ... contract," among other contracts, an interest in a limited partnership and a limited
    liability company and an investment in a viatical settlement or similar ...

  • Rich Sellouts Wanted

    http://stocks.investopedia.com/stock-analysis/2008/Rich_Sellouts_Wanted.aspx
    ... Stock Analysis By Email. Welcome to the Biz Life Partners is a financial services
    company that facilitates viatical and life settlement transactions between ...

  • CFP Study Guide - Financial Planning: Process and Rules ...

    http://www.investopedia.com/exam-guide/cfp/financial-planning-process-rules/default.asp
    ... Forfeiture Options; 14.7 Settlement Options and Illustrations; 14.8 Policy
    Replacement and Viatical Settlements. 15 - 21: 15. Taxation ...

  • CFP Study Guide - Principles of Risk and Insurance - Introduction ...

    http://www.investopedia.com/exam-guide/cfp/principles-of-risk-and-insurance/default.asp
    ... Forfeiture Options; 14.7 Settlement Options and Illustrations; 14.8 Policy
    Replacement and Viatical Settlements. 15 - 21: 15. Taxation ...

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