DEFINITION of 'Weight Of Ice, Snow Or Sleet Insurance '

Financial protection against damage caused to property by winter weather specifically, damage caused if a roof caves in because of the weight of ice, snow or sleet. This type of coverage is available through a residential or commercial real estate insurance policy. Depending on the insurer, this coverage may be included in a basic insurance policy, or it may need to be purchased separately.

BREAKING DOWN 'Weight Of Ice, Snow Or Sleet Insurance '

The owner of a property in an area that is susceptible to winter storms should be aware of whether his or her basic hazard insurance policy covers damage caused by winter storms. Such damage can include wind damage, fallen trees, burst pipes and damage caused by snow, ice or sleet. It is also important to note whether the policy only covers damage to the structure or whether it also provides coverage for the contents of the structure.

RELATED TERMS
  1. Hazard Insurance

    Insurance that protects a property owner against damage caused ...
  2. Contractors' All Risks (CAR) Insurance

    An insurance policy that provides coverage for both damage to ...
  3. Business Auto Coverage Form

    A form that insurers provide to business owners when creating ...
  4. Property Insurance

    A policy that provides financial reimbursement to the owner or ...
  5. Water Damage Insurance

    A type of protection provided in most homeowners insurance policies ...
  6. Water Damage Legal Liability Insurance

    A policy that provides financial protection to a person or business ...
Related Articles
  1. Investing

    5 Tips on Last-Minute Home Winterization

    To ensure your home is in the best shape to survive the chilly weather ahead, here are five, last-minute tips to help winterize your home.
  2. Insurance

    Do You Need Casualty Insurance?

    Find out how different types of coverages can protect you and which policy is right for you.
  3. Insurance

    The Importance Of Property Insurance

    Property insurance is important, but there's a lot you need to learn in order to get the proper coverage.
  4. Insurance

    Insurance Coverage: A Business Necessity

    Don't go to work without this policy in place - especially if your work is in your home.
  5. Managing Wealth

    The Most Expensive Home Insurance Perils

    Floods, hurricanes, mold, earthquakes - the threats to your home are numerous.
  6. Investing

    Industries Where Fortunes Rise As The Snow Falls

    These companies can warm up your portfolio when temperatures plunge.
  7. Insurance

    What Is and Isn't Covered by Homeowners Insurance

    Understanding what your insurance covers can be confusing. Learn what almost all insurance policies have in common so you're prepared if disaster strikes.
  8. Insurance

    The Beginner's Guide To Homeowners' Insurance

    Discover everything new homeowners need to know before they sign on the dotted line.
  9. Insurance

    Filling The Gaps In General Liability Insurance

    Standard liability coverage may not be enough. Special needs call for specialized policies.
  10. Managing Wealth

    The Best Way to Insure Your Jewelry

    What you need to know to keep those baubles, bangles and beads safe.
RELATED FAQS
  1. Does renters insurance cover water damage?

    Learn how renters insurance provides personal property coverage for items damaged by water only if the water is the result ... Read Answer >>
  2. Does homeowners insurance cover tree damage?

    Discover how damage to a home from fallen trees is covered under your homeowners insurance policy if it happens suddenly ... Read Answer >>
  3. How does the 80% rule for home insurance work, and how do capital improvements affect ...

    The 80% rule refers to the fact that most insurance companies will not fully cover the cost of damage to a house due to the ... Read Answer >>
  4. Does renters insurance cover mold?

    Learn how mold damage is covered under a renters insurance policy if the insured makes a good faith effort to remedy the ... Read Answer >>
  5. What are some examples of unexpected exclusions in a home insurance policy?

    Learn about commonly excluded perils with different standard insurance policies. Explore events that homeowners should consider ... Read Answer >>
  6. Does renters insurance cover moving?

    Learn how a renters insurance policy will only provide coverage during a move under certain circumstances, such as damage ... Read Answer >>
Hot Definitions
  1. Quadruple Witching

    The expiration date of various stock index futures, stock index options, stock options and single stock futures. All stock ...
  2. Co-pay

    A type of insurance policy where the insured pays a specified amount of out-of-pocket expenses for health-care services such ...
  3. Protectionism

    Government actions and policies that restrict or restrain international trade, often done with the intent of protecting local ...
  4. Fiduciary

    A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
  5. Demonetization

    Demonetization is the act of stripping a currency unit of its status as legal tender and is necessary whenever there is a ...
  6. Investment

    An asset or item that is purchased with the hope that it will generate income or appreciate in the future. In an economic ...
Trading Center