Analyzing The Best Retirement Plans And Investment Options
AAA
  1. Analyzing The Best Retirement Plans And Investment Options: Introduction
  2. Analyzing The Best Retirement Plans And Investment Options: Annuities
  3. Analyzing The Best Retirement Plans And Investment Options: Bonds
  4. Analyzing The Best Retirement Plans And Investment Options: Cash Investments
  5. Analyzing The Best Retirement Plans And Investment Options: Direct Reinvestment Plans (DRIPS)
  6. Analyzing The Best Retirement Plans And Investment Options: 401(k)s And Company Plans
  7. Analyzing The Best Retirement Plans And Investment Options: Exchange Traded Funds (ETFs)
  8. Analyzing The Best Retirement Plans And Investment Options: Individual Retirement Accounts (IRAs)
  9. Analyzing The Best Retirement Plans And Investment Options: Mutual Funds
  10. Analyzing The Best Retirement Plans And Investment Options: Stocks
  11. Analyzing The Best Retirement Plans And Investment Options: Conclusion
Analyzing The Best Retirement Plans And Investment Options: Introduction

Analyzing The Best Retirement Plans And Investment Options: Introduction

Knowledge is power, and this certainly holds true for retirement planning: the process of determining income and lifestyle goals and the actions you must take to achieve those goals. While retirement planning involves much more than finances - things such as when you will retire, where you will live, and what you will do - most of these factors depend largely on the income you can expect during your retirement years. The more you learn about and understand the various investment options, the better equipped you may be to make effective decisions.

Because of the power of compounding, the earlier you start saving for retirement - through stocks, employer-sponsored plans, mutual funds or a large variety of other investments - the longer your money can work for you, and the more money you might be able to save for the future. In general, younger people are able to take on more risk: they have more years to recover from any losses. Older people, on the other hand, tend to be more conservative in their investments. This can be a bit of a Catch-22: since older investors tend to limit risk, the investments frequently have lower earnings potential. Starting early is one of the best ways to ensure you will have enough money to live comfortably during retirement. That said, it is "never too late" to start saving for retirement, and every little bit helps.

The investments you choose for retirement may change over time in response to your goals, risk tolerance and investment horizon. Asset allocation - or how you apportion the various investments in your portfolio - is viewed by many as more important than the actual securities chosen for the portfolio. The three main asset classes include stocks (equities), bonds (fixed income), and cash and cash equivalents, and each has different levels of risk and return. Finding the balance that is most appropriate for your situation takes time and effort. Here, we provide an introduction to popular investments that may be considered when planning for retirement.

Analyzing The Best Retirement Plans And Investment Options: Annuities

  1. Analyzing The Best Retirement Plans And Investment Options: Introduction
  2. Analyzing The Best Retirement Plans And Investment Options: Annuities
  3. Analyzing The Best Retirement Plans And Investment Options: Bonds
  4. Analyzing The Best Retirement Plans And Investment Options: Cash Investments
  5. Analyzing The Best Retirement Plans And Investment Options: Direct Reinvestment Plans (DRIPS)
  6. Analyzing The Best Retirement Plans And Investment Options: 401(k)s And Company Plans
  7. Analyzing The Best Retirement Plans And Investment Options: Exchange Traded Funds (ETFs)
  8. Analyzing The Best Retirement Plans And Investment Options: Individual Retirement Accounts (IRAs)
  9. Analyzing The Best Retirement Plans And Investment Options: Mutual Funds
  10. Analyzing The Best Retirement Plans And Investment Options: Stocks
  11. Analyzing The Best Retirement Plans And Investment Options: Conclusion
Analyzing The Best Retirement Plans And Investment Options: Introduction
RELATED TERMS
  1. Sucker Yield

    When an investor has essentially risked all of his capital for ...
  2. Elder Care

    Elder care, sometimes called elderly care, refers to services ...
  3. Class 3-6 Bonds

    Several classes of noninvestment grade bonds held by an insurance ...
  4. Variable Annuitization

    An annuity option in which the amount of income payments received ...
  5. Gold IRA

    Definition of Gold IRA
  6. Eligible Transfer

    An IRS-allowed movement of assets into or out of an individual ...
  1. Can I roll over a 403b plan?

    Learn whether distributions from a 403(b) plan can be rolled over, where they can be rolled over to and what the income tax ...
  2. What are the advantages and disadvantages of getting a 403(b) vs. a Roth IRA?

    Learn how a 403(b) plan and a Roth IRA affect your future. Both investment vehicles have advantages and disadvantages for ...
  3. What is a 401(k) rollover?

    Find out what a 401(k) rollover is, when you might want to roll over a 401(k) and whether a direct or indirect rollover is ...
  4. Are qualified pension plans taxable?

    The taxable portion of your pension or annuity payments is usually subject to federal income tax withholding, according to ...
comments powered by Disqus
Related Tutorials
  1. The 401(k) and Qualified Plans Tutorial
    Taxes

    The 401(k) and Qualified Plans Tutorial

  2. Certificates Of Deposit
    Bonds & Fixed Income

    Certificates Of Deposit

  3. Consolidating Your Retirement Money
    Retirement

    Consolidating Your Retirement Money

  4. Top ETFs And What They Track: A Tutorial
    Mutual Funds & ETFs

    Top ETFs And What They Track: A Tutorial

  5. Guide To ETF Providers
    Mutual Funds & ETFs

    Guide To ETF Providers

Trading Center