1. Introduction To Annuities: The History Of Annuities
  2. Introduction To Annuities: Basics of Annuities
  3. Introduction To Annuities: Advantages And Disadvantages
  4. Introduction To Annuities: Marketing And Regulation
  5. Introduction To Annuities: Fixed Contracts
  6. Introduction To Annuities: Indexed Annuities
  7. Introduction To Annuities: Variable Annuities
  8. Introduction To Annuities: Conclusion

Though annuities started out as fairly simple investing and income vehicles, they've evolved into complex products that can be misunderstood and misused in the financial marketplace. Still, with the right research and due diligence, you can use annuities to give you an income stream that you can count on throughout your retirement. With the shaky state of pensions and Social Security, an annuity might be the perfect retirement income vehicle for you. Before you get involved, however, it's important to consult with a financial specialist to ensure that it's the right choice for you.


Related Articles
  1. Retirement

    How a Fixed Annuity Works After Retirement

    These popular investments can provide a steady stream of income during your retirement years. Here are the details.
  2. Retirement

    Who Benefits From Retirement Annuities

    Annuities guarantee some degree of fixed income in retirement. But is the security worth the fees and less favorable tax treatment? How to decide.
  3. Investing

    Should You Buy an Annuity?

    There are both pros and cons of buying an annuity, so do your due diligence before investing in one.
  4. Investing

    What Do You Need to Know About Annuities?

    There are varying views on annuities. Use this basic information to draw your own conclusions.
  5. Financial Advisor

    What Are Deferred Annuities?

    Learn how this annuity can provide you a steady stream of income for retirement.
  6. Financial Advisor

    How to Build Retirement Income with Annuities

    Annuities may provide an excellent tool when it comes to building income for retirement. Here's why.
  7. Retirement

    What Role Should Annuities Play in Retirement?

    Fixed annuities can provide income protection for those worried about outliving their assets. But don't buy a bigger policy than you really need.
  8. Retirement

    Annuities: How To Find The Right One For You

    Fixed, variable and indexed annuities offer different features. Find out which one fits your needs.
  9. Retirement

    Guaranteed Retirement Income in Any Market

    By laddering annuities, you can be sure you'll have income no matter what the market does.
  10. Investing

    The Many Benefits of Deferred Annuities

    Having a deferred annuity can ensure income in retirement above and beyond Social Security.
Frequently Asked Questions
  1. I'm about to retire. If I pay off my mortgage with after-tax money I have saved, I can save 6.5%. Should I do this?

    Only you and your financial advisor, family, accountant, etc. can answer the "should I?" question because there are many ...
  2. My wife and I both converted our Traditional IRAs to Roth IRAs over a decade ago and have invested the maximum allowed each year since. We're buying our first home soon. Do we both qualify for one-time, tax-free, $10,000 distributions?

    You and your spouse each qualify for a penalty-free distribution of up to $10,000 for the purchase, acquisition or construction ...
  3. Is a Thrift Savings Plan (TSP) a qualified retirement plan?

    Take advantage of the government's retirement plan for employees with the Thrift Savings Plan. As with a 401(k), contributions ...
  4. Who manages the assets in a Roth 401(k) account?

    Learn how to personally manage the assets in your Roth 401(k) plan and determine the best options available to help meet ...
Trading Center