Credit Card Tutorial
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  1. Credit Cards: Introduction
  2. Credit Cards: A Brief History
  3. Credit Cards: What Are Credit Cards?
  4. Credit Cards: Terms Of Agreement
  5. Credit Cards: Types Of Credit Cards
  6. Credit Cards: Making Payments
  7. Credit Cards: Pros And Cons
  8. Credit Cards: Choosing A Credit Card
  9. Credit Cards: Conclusion

Credit Cards: Introduction

By Brigitte Yuille

Are you thinking about making a purchase? Among the payment choices tucked away in a consumer's a wallet is the credit card. Its popularity since its debut in the late 1950s has skyrocketed. Many people enjoy the convenience and protections it offers, such as the ability to defer payments and keep records of purchases. However, credit cards can either help to improve your lifestyle by offering convenient payment and helping you build credit, or they can leave you with a pile a of debt - it all depends on how you use them. Problems can be avoided but understanding the terms of the credit card agreement, spending wisely and selecting the appropriate card. Here we take an in-depth look at credit cards and provide useful information about how you can use one to your best advantage. (For background reading on the credit card industry, check out How Credit Cards Built A Plastic Empire.)

Credit Cards: A Brief History

  1. Credit Cards: Introduction
  2. Credit Cards: A Brief History
  3. Credit Cards: What Are Credit Cards?
  4. Credit Cards: Terms Of Agreement
  5. Credit Cards: Types Of Credit Cards
  6. Credit Cards: Making Payments
  7. Credit Cards: Pros And Cons
  8. Credit Cards: Choosing A Credit Card
  9. Credit Cards: Conclusion
RELATED TERMS
  1. Card-Not-Present Fraud

    A type of credit card scam in which the customer does not physically ...
  2. Card-Present Fraud

    A type of credit card scam in which the card is physically presented ...
  3. Adverse Credit History

    A track record of poor repayment history on one or more loans ...
  4. Charge-Off Rate (Credit Card)

    The percentage of consumers whose unpaid balances credit card ...
  5. Equal Credit Opportunity Act - ECOA

    A regulation created by the U.S. government that states that ...
  6. Risk-Based Pricing

    The offering of different interest rates and loan terms to different ...
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    Learn about credit cards with floating, variable and fixed APRs. Explore introductory rates offered by two leading credit ...
  2. Why do some credit cards offer introductory APRs?

    Understand how introductory APRs from credit card companies can help or hurt your personal finances. Learn how to use these ...
  3. Are APRs different in different countries?

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  4. What loans do and don't have an APR?

    Learn about what annual percentage rates (APR) are and what they mean. Explore different fixed and variable APRs charge by ...

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