1. The Complete Guide To Planning A Yearly Budget - Introduction
  2. The Complete Guide To Planning A Yearly Budget - The Importance Of Yearly Budgets
  3. The Complete Guide To Planning A Yearly Budget - Making Budget Projections
  4. The Complete Guide To Planning A Yearly Budget - Needs Vs. Wants
  5. The Complete Guide To Planning A Yearly Budget - Creating A Yearly Budget
  6. The Complete Guide To Planning A Yearly Budget - Investing The Money You Save By Proper Budgeting
  7. The Complete Guide To Planning A Yearly Budget - Conclusion
A yearly budget can help you set and reach financial goals. There are a variety of free and commercial tools available to help you with the budgeting process and track your financial progress over time. A budget can be a strong motivator when it comes to making better financial decisions. If you want to save for something special - whether it's a down payment for a new home or surfing lessons in Central America - you will likely have an easier time fending off impulse purchases and cutting back on unnecessary spending to reach your goal.

Remember, a budget is very personal. Yours will probably not look exactly like anyone else's. The key is to make it appropriate to your financial situation and goals, being realistic and flexible along the way.


Related Articles
  1. Personal Finance

    How Budgeting Works For Companies

    Learn how to break down and understand a corporate budget.
  2. Personal Finance

    This Is the Year to Start Budgeting

    Whether your issue is credit card debt, student loans (or the fact that Social Security isn't rising next year), it's time to learn how to build a budget.
  3. Personal Finance

    How to Create a Budget You Can Stick With

    Following a budget can be difficult. But it’s usually the difference between living a stressful retirement versus the retirement of your dreams.
  4. Personal Finance

    Top 8 Ways To Stick To Your Budget

    If sticking to your budget is tougher than you thought it would be, here are some strategies to keep you going in the right financial direction.
  5. Personal Finance

    Building A More Realistic Household Budget

    Sticking to a budget is easy when you have one that's more realistic, and when you have the whole family as support.
  6. Financial Advisor

    Explaining Clients Why They Need a Budget

    The truth is that budgeting isn't just for times when your money is tight or your life is undergoing a major transition. Budgeting is for everyone, rich and poor alike.
  7. Personal Finance

    How To Stay On Track With Your Budget

    Sticking to a budget and making savings is the only way to put yourself on a firm financial footing.
  8. Personal Finance

    3 Alternative Budgeting Styles: Which One Suits You?

    Not everyone is cut out for online or heavily-involved budgeting. Here are some budgeting solutions.
  9. Trading

    Top 5 Budgeting Questions Answered

    You don't need a degree to understand your money, begin saving and pay down debt.
  10. Investing

    What's Your Idea Of Budgeting?

    Is your idea of a budget simply spending till your checking account is nearly empty? Or worse, till your credit limit is exhausted?
Frequently Asked Questions
  1. Depreciation Can Shield Taxes, Bolster Cash Flow

    Depreciation can be used as a tax-deductible expense to reduce tax costs, bolstering cash flow
  2. What schools did Warren Buffett attend on his way to getting his science and economics degrees?

    Learn how Warren Buffett became so successful through his attendance at multiple prestigious schools and his real-world experiences.
  3. How many attempts at each CFA exam is a candidate permitted?

    The CFA Institute allows an individual an unlimited amount of attempts at each examination.Although you can attempt the examination ...
  4. What's the average salary of a market research analyst?

    Learn about average stock market analyst salaries in the U.S. and different factors that affect salaries and overall levels ...
Trading Center