It is reasonable to assume that individuals in their 30s are closer to being ready for retirement than those in their 20s. However, it is not always the case as individuals in their 30's typically have more financial responsibilities and as a result often face greater challenges to saving for retirement. Regardless of your state of readiness, your retirement planning strategy should be reviewed periodically to determine if any changes should be made. A review is also recommended when you experience a life-changing event, such as marriage or the addition of a new member to your family.


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