Personal Finance

  1. Multi-Level Marketing

    Learn how to differentiate between a legitimate marketing strategy and a pyramid scheme.
  2. Bankruptcy

    Learn what happens when an individual or an organization files for bankruptcy.
  3. Unexpected Things That Lower Your Credit Score

    Learn how to avoid these lesser-known mistakes that could harm your credit score.
  4. Employee Stock Purchasing Plan

    Learn more about this program where employees can purchase copany shares at a discount.
  5. Residual Income

    Discover why this simple calculation can determine whether or not you are eligibe for a loan.
  6. Mezzanine Financing

    Learn about this alternative method of financing companies use to finance expansion.
  7. Reverse Mortgage

    Learn more about this method of borrowing money against the value of your home.
  8. Venture Capital

    Learn how startup firms get capital from wealthy investors, investment banks and other financial institutions.
  9. Credit Default Swaps

    Discover what CDS are and how they can benefit companies and investors.
  10. APR vs. APY

    Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn more about them and find out which is the better rate.
  11. Home Insurance

    Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it's essential for new homebuyers to understand the nuts and bolts of their homeowners insurance
  12. What Is A CFA?

    CFA stands for "chartered financial analyst." Find out what this designation does and doesn't say about the person holding it.
  13. How To Get A Cheaper Mortgage

    For many people, a home is the most expensive purchase they’ll ever make. Naturally, getting the best rate on a mortgage loan is vital, as even a half-point rate reduction can mean thousands of dollars in your pocket.
  14. 5 Easy Ways To Improve Your Credit

    These five tips will have you on your way to a stronger credit score and better rates.
  15. The Most Effective Way To Eliminate Debt

    Get out of debt quick with these tips.
  16. 5 Ways To Cut Your Food Budget

    Here are five ways to bring your monthly food bill back down to earth.
  17. What Is Phishing?

    Find out more about this scam and how to avoid it.
  18. What Is A Pyramid Scheme?

    Find out how this financial scam works and why you should watch out.
  19. 3 Important Credit Score Factors

    These 3 factors have a huge impact on your credit score. Find out what they are.
  20. Explaining Underwater Loans

    Feel like you're drowning in debt? It may be because your loans have gone underwater.
  21. 3 Most Important Factors In Buying A Home

    Before you enter the real estate market, you need to consider these important factors.
  22. How To Build A Budget

    Learn the basic steps towards building a system to track your money and control your spending.
  23. Understanding Net Present Value

    Learn how this value is used to determine the worth of a project.
  24. What Is A Credit Score?

    Learn about the components and considerations of personal and financial data that determine your credit score.
  25. Steps To Getting Out Of Debt

    Learn how to get your bank account back in the black and reach your financial goals.
  26. What Are Deferred Annuities?

    Learn how this annuity can provide you a steady stream of income for retirement.
  27. How Much Life Insurance Do You Need?

    No one likes to ponder death, but it's something you must prepare for. Learn how much - if any - life insurance you really need.
  28. Understanding Cash Flow

    Learn about the different types of cash flows and the importance for businesses to properly manage their cash flows.
  29. 4 Reasons To Invest In ETFs

    As a cost-effective way to achieve a broadly diversified portfolio, including hard-to-own (but worthwhile) assets, ETFs are hard to beat.
  30. Variable Annuity Basics

    Find out how variable annuities can help you plan for retirement by offering the returns of the stock market with the guarantee of insurance.
  31. Active Vs. Passive ETF Investing

    You can use these securities for more than just indexing. Explore the spectrum of possible ETF strategies.
  32. Introduction To Investment Real Estate

    Real estate, like other investments, carries specific risks and rewards. Find out what investment real estate is and what it can do for you.
  33. The Curse Of Zombie Banks

    They may not eat brains, but zombie banks definitely hurt the economy. Find out more about this unstoppable horde.
  34. Series 66 Exam Prep: The Broker-Dealer

    Before you take the series 66, you need to understand civil liabilities.
  35. Series 66 Exam Prep: The Uniform Securities Act

    Before you take the series 66, you need to understand the Uniform Securities Act and the Blue Sky Laws.
  36. Series 65 Exam Prep: The Investment Advisor

    Before you take the series 65, you need to understand who is an investment advisor as defined by the exam.
  37. Series 24 Exam Prep: Stock Exchanges

    Before you take the series 24, you need to understand exchanges, listing requirements and much more.
  38. Understanding Mortgage-Backed Securities

    Find out the meaning of this popular asset-backed security and its benefits for banks and investors.
  39. Series 63 Exam Prep: The Broker-Dealer

    Before you take the series 63, you need to understand jurisdiction and how it affects broker-dealers.
  40. Series 7 Exam Prep: Options

    One of the most challenging topics in the series 7 exam is options. Find out what you need to know before you take the test.
  41. Series 6 Exam Prep: What Is A Security?

    Before you take the series 6, you need to understand what a security is as defined by the exam.
  42. Introduction To The 401(K)

    The 401(k) plan is one of the most widely used retirement vehicles. Find out what it is and what it can do for you.
  43. For Sale By Owner (FSBO)

    Selling your own home can save you the commissions that a real estate agent would charge, but are the savings worth it? Discover the pros and cons of doing it yourself.
  44. Mortgage Basics

    If you are going to buy a home, the chances are good that you will need a mortgage. Find out more about this type of debt and how paying it off sooner can save you thousands.
  45. Building An Emergency Fund

    An emergency fund can mean the difference between tough times and a total financial disaster. Find out how an emergency fund works and why you need one now.
  46. Initial Public Offering (IPO) Explained

    An initial public offering (IPO) marks the start of a company's publicly traded life. Find out why companies undergo IPOs, and how the process works.
  47. Consolidating Debt

    Debt consolidation is one of the most powerful tools for debt elimination. Find out how this process works and what it can do for your personal finances.
  48. What Are Stocks?

    Stocks are one of the most popular financial instruments in the world, but what does a stock actually represent? Find out how and why stocks are created, and what buying a stock means for investors.
  49. An Introduction To The Balance Sheet

    The balance sheet is a basic accounting tool used by individuals, business owners and even large corporations to track net worth. Discover its main components and how they work together.
  50. Prioritizing Debt

    Debt affects your finances and your life. We show you how to free yourself from this financial ball and chain.


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