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Annual percentage rate and annual percentage yield are two ways companies calculate the amount of interest you can owe. Learn more about them and find out which is the better rate.

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1. Investing

The Interest Rates: APR, APY And EAR

When most people shop for financial products, all they focus on is the listed interest rate. Human eyes instinctively dismiss the fine print, which usually includes the terms APR (annual percentage ...
2. Personal Finance

APR and APY: Why Your Bank Hopes You Can't Tell The Difference

Banks use these rates to entice borrowers and investors. Find out what you're really getting.
3. Investing

Calculating The Gain Or Loss On An Investment

Calculating the percentage of change in an investment is easy. Take the amount the investment gains and divide it by the amount invested.

How To Calculate The Tax You Owe

Learn the basic information you need to calculate the taxes you'll owe the government this tax season.
5. Investing

6. Investing

Explaining Annual Returns

Annual return is the standard percentage rate for most investments and credit facilities.
7. Investing

4 Types Of Money Market Yields

We give you four equations to help figure out the yields on your investments.
8. Insights

What's a Real Rate of Return?

A real rate of return is an annual percentage investment return that’s adjusted for inflation, taxes or other factors.
9. Investing

Explaining Growth Rates

Growth rate refers to the amount a specific variable or measure has grown over a specified time, whether related to one company or an entire economy.
10. Investing

How To Compare Yields On Different Bonds

Find out how to equalize and compare fixed-income investments with different yield conventions.
Hot Definitions
1. Payback Period

The length of time required to recover the cost of an investment. The payback period of a given investment or project is ...
2. Collateral Value

The estimated fair market value of an asset that is being used as loan collateral. Collateral value is determined by appraisal ...
3. Fiduciary

A fiduciary is a person who acts on behalf of another person, or persons to manage assets.
4. Current Account

The difference between a nation’s savings and its investment. The current account is defined as the sum of goods and services ...
5. Liability

Liabilities are defined as a company's legal debts or obligations that arise during the course of business operations.
6. Quick Ratio

The quick ratio is an indicator of a company’s short-term liquidity. The quick ratio measures a company’s ability to meet ...