• Education
    • General
      • Dictionary
      • Economics
      • Corporate Finance
      • Roth IRA
      • Stocks
      • Mutual Funds
      • ETFs
      • 401(k)
    • Investing/Trading
      • Investing Essentials
      • Fundamental Analysis
      • Portfolio Management
      • Trading Essentials
      • Technical Analysis
      • Risk Management
  • Markets
    • News
      • Company News
      • Markets News
      • Trading News
      • Political News
      • Trends
    • Popular Stocks
      • Apple (AAPL)
      • Tesla (TSLA)
      • Amazon (AMZN)
      • AMD (AMD)
      • Facebook (FB)
      • Netflix (NFLX)
  • Simulator
  • Your Money
    • Personal Finance
      • Wealth Management
      • Budgeting/Saving
      • Banking
      • Credit Cards
      • Home Ownership
      • Retirement Planning
      • Taxes
      • Insurance
    • Reviews & Ratings
      • Best Online Brokers
      • Best Savings Accounts
      • Best Home Warranties
      • Best Credit Cards
      • Best Personal Loans
      • Best Student Loans
      • Best Life Insurance
      • Best Auto Insurance
  • Advisors
    • Your Practice
      • Practice Management
      • Continuing Education
      • Financial Advisor Careers
      • Investopedia 100
    • Wealth Management
      • Portfolio Construction
      • Financial Planning
  • Academy
    • Popular Courses
      • Investing for Beginners
      • Become a Day Trader
      • Trading for Beginners
      • Technical Analysis
    • Courses by Topic
      • All Courses
      • Trading Courses
      • Investing Courses
      • Financial Professional Courses
401K
  • 401(k) Plans: The Complete Guide
Retirement Planning 401K

401K

401(k)s can be a major factor in retirement planning, adding thousands, or potentially millions, to your savings. Discover the different types of 401(k) plans, how and when to withdraw your funds, and where a 401(k) fits into your retirement strategy.

401K
  • 401(k) Plans: The Complete Guide
Financial statements from private equity funds
401(k) Plans Can Now Invest in Private Equity Funds
Recent guidance issued by the Department of Labor (DOL) provides legal protection to companies that include private equity as part of target...
  • How to Lower Your 401(k) Fees
    How to Lower Your 401(k) Fees
  • Pensions and 401(k)s
    Can You Have a Pension and a 401(k)?
  • 401(k) benefits
    Understanding Your 401(k) Plan and 401(k) Benefits
  • 401k button
    How to Convert a 401(k) to a Roth 401(k)
  • Roth 401(k) vs. Roth IRA: What’s the Difference?
  • Nest of golden eggs
    401(k) Plan vs. 457 Plan: What’s the Difference?
  • Eggs labeled IRA, Roth, 401(k)
    401(k) vs. IRA: What’s the Difference?
  • 401(k) Loan vs. IRA Withdrawal: What's the Difference?
  • Guide to 401(k) and IRA Rollovers
  • A digital tablet with a stock market chart on its screen rests on top of a 401(k) statement that sits on a desktop. A fountain pen, a calculator, and cup of coffee also frame the scene.
    Top 10 Small Business 401(k) Plan Providers
  • Should I Pay off Debt or Invest Extra Cash?
  • Do 401(k) Contributions Reduce AGI and/or MAGI?
  • In-Service Withdrawal Definition
  • Sign that says IRA
    IRA Custodians That Will Pay You to Roll Over a 401(k)
  • Calculate Penalties on a 401(k) Early Withdrawal
  • 401(a) vs. 401(k): What's the Difference?
  • The Rise of 401(k) Brokerage Accounts
  • When Paying Off Debt with Your 401(k) Makes Sense
  • The Dangers of Putting Your 401(k) on Autopilot
  • Double Advantage Safe Harbor (DASH) 401(k) Definition
  • Deferred Compensation Plans vs. 401(k)s
  • What Is a Good 401(k) Match?
  • Senior man using laptop and drinking coffee in living room
    When Can You Lose the Rights Over Your 401(k)?
  • How Do 401(K) Loans Work?
  • A couple discussing something important with a professional.
    Can You Have Both a 401(k) and an IRA?
  • 401(k) in raised letters
    Does My Employer’s 401(k) Match Count Toward My Maximum Contribution?
  • Businesswoman putting money into 401K jar at desk
    Are 401(k) Loans Taxed?
  • The Differences Between 401(k) and 403(b) Plans
  • A man working on his computer in his restaurant.
    Maxing Out Your 401(k) and What to Do Next
  • Should I Choose a Traditional or Roth Retirement Account?
  • Moving down red bar graph of 401k on white.
    10 Ways to Reduce Your 401(k) Taxes
  • What Are the Roth 401(k) Contribution Limits?
  • My Employer Doesn't Offer a 401(k). Should I Care?
  • Problems with 401(k)s and What You Can Do About Them
  • How Are 401(k) Withdrawals Taxed for Nonresidents?
  • Employer Responsibilities to Employees
    How Does an Employer Benefit From a 401(K) Matching Plan?
  • An Introduction to the Roth 401(k)
  • Disk labeled 401k
    How Is a Roth 401(k) Taxed?
  • 401(k)
    Rolling Over or Transferring a 401(k) to Another 401(k)
  • How 401(k) Withdrawals Work When You're Unemployed
  • Are ETFs a Good Fit for 401(k) Plans?
  • Young entrepreneur presenting project in exclusive boardroom
    Benefits of Deferred Compensation Plans
  • Defined-Contribution Plan Definition
  • Think Twice About Rolling Over Company Stock
  • Can I Take My 401(k) in a Lump Sum?
  • How to Minimize Taxes on 401(k) Withdrawals
  • Senior man using laptop and drinking coffee in living room
    Converting Your 403(b) to a 401(k)
  • Can I Use My 401(k) as Collateral for a Loan?
  • Can I Spend My 401(k) Now and Report It as Income Next Year?
  • Timing Markets With 401(k) Stocks? Bad Idea
  • 7 Tips to Manage Your 401(k)
  • A 401(k) Plan for the Small Business Owner
  • Is the Roth 401(k) Right for You?
  • Vanguard's 401(K) Plan for Small Businesses
  • 408(k) Plan vs. 401(k) Plan: What's the Difference?
  • The Best Alternatives to a 401(k)
  • Hipster senior man with beard using laptop and woman watching
    Are 401(k) Withdrawals Considered Income?
  • What 401(k) Plans Have the Lowest Expense Ratios?
  • When a 401(k) Hardship Withdrawal Makes Sense
  • Doing It Yourself: The Self-Directed 401(k) and IRA
  • Hand Holding 401k Jigsaw Puzzle
    Will I Have to Pay Taxes on My 401(K) Plan If I Quit My Job?
  • Index Funds vs. Target-Date Funds: What's the Difference?
  • Man at computer with retirement plan on screen
    Best Ways to Use Your 401(k) Without a Penalty
TRUSTe
  • About Us
  • Terms of Use
  • Dictionary
  • Editorial Policy
  • Advertise
  • News
  • Privacy Policy
  • Contact Us
  • Careers
  • California Privacy Notice
  • #
  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • J
  • K
  • L
  • M
  • N
  • O
  • P
  • Q
  • R
  • S
  • T
  • U
  • V
  • W
  • X
  • Y
  • Z
Investopedia is part of the Dotdash publishing family.