Timothy Baker

CFP®
Personal Finance, Retirement, Investing
97%
Helpful
80
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12
Articles
75
Followers
“Our goal is to amplify wealth by the most logical means available. We believe that advice and investment design should rely on long term, proven evidence, and every investor should have access to it. ”
Firm:

WealthShape LLC

Job Title:

Founder & CEO

Biography:

Timothy Baker, CFP® is the founder and CEO of WealthShape, an independent advisory firm built on innovation, responsibility and the real world application of research.

He spent over a decade developing a new client investment experience to specifically address the major problems facing today's financial services industry.

Financial planning should be modern and more accessible.

Portfolio management should be based on empirical evidence.

Services should be responsibly delivered as a fiduciary.

Throughout his career he’s held positions as an advisor, consultant, portfolio manager, and vice president for institutional money management firms with billions of dollars in assets under management. These experiences led to a new way of thinking about personal finance based on a combination of three critical elements: digital age financial planning, low cost factor-based investment management and fiduciary advice delivered by CFP® professionals.

WealthShape works with clients in Connecticut and throughout the country to deliver evidence based investment solutions and high quality advice at a low cost. Clients receive access to all investments, goals and progress in one easy to understand, secure location. The company operates under the belief that financial planning shouldn’t be static but rather vibrant and ongoing all while upholding the highest level of fiduciary responsibility.

Advice and Investment Management for Individuals and Families     

Retirement Plan Services for Businesses     

Powerful Free Financial Tools for Everyone  ​

Tim’s appeared numerous times as a guest on SiriusXM Business Radio and frequently contributes to media outlets including Investopedia, The Wall Street Journal, Investment News, US News & World Report, Financial Advisor IQ and AdvisorHUB. He holds a MBA with a concentration in Finance, is a CERTIFIED FINANCIAL PLANNER™ professional and an active member of the National Association of Personal Financial Advisors (NAPFA). He guest lecturers on personal finance via electronic media and at various locations throughout the northeast U.S. including his home state of Connecticut where he resides with his wife Danielle and their daughter Ripley.

Education:

BS, Business Administration, Southern Connecticut State University
MBA, Southern Connecticut State University

Fee Structure:

Fee-Only Fiduciary
Asset-Based, Fixed

CRD Number:

5030137

Disclaimer:

WealthShape, LLC provides this communication as a matter of general information. No one should assume that any discussion or information contained in this material serves as a receipt of, or as a substitute for, personalized investment, tax or legal advice.

Videos
  • Advice and Investment Design Should Rely on Reason. Not Speculation.
  • Timothy Baker CFP® Advisor Insights
All Articles
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April 2017
    Choosing an Advisor
January 2017
    Investing, Stocks
4 weeks ago
    Investing, Stocks
April 2017
    Asset Allocation, Investing, Stocks
October 2016
    ETFs, Investing, Mutual Funds

All Answers
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    Mutual Funds
What's the difference between a mutual fund and a hedge fund?
86% of people found this answer helpful

Both mutual funds and hedge fund are professionally managed investment vehicles, but there are a couple major differences. Just about any investor has access to mutual funds. They’re diversified, easy to buy and easy to sell. Hedge funds on the other hand are only open to accredited investors who have a net worth of at least a million dollars or an income of at least $200,000 over the last 2 years. Hedge funds often have lock up periods, where for a period of time you cannot get your money out of the fund due to their propriety trading methodology that often involves leveraging.

Although not always the case, hedge fund fees are usually much higher than that of mutual funds. The typical two and twenty fee represents the 2% fee on assets under management and the additional 20% of fund profits, which goes to the hedge fund.

July 2016
    Investing
How many mutual funds beat the S&P 500 on a percentage basis after operational fees?
84% of people found this answer helpful
March 2016
    Choosing an Advisor
How do I grade my financial adviser?
84% of people found this answer helpful
February 2016
    Taxes, Income Tax
Are my 2015 unrealized capital gains and dividends on mutual funds taxable income?
83% of people found this answer helpful
January 2016
    Investing
What are the best ways to learn and engage in investing?
83% of people found this answer helpful
January 2016