Theodore E. Saade

CFP®, AIF®, CMFC
Personal Finance, Retirement, Investing
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“Mr. Saade works with a savvy team of knowledgeable professionals to help wealthy multi-generational families manage their financial lives.”
Firm:

Signature Estate & Investment Advisors LLC

Job Title:

Senior Partner

Biography:

Theodore E. Saade, CFP®, AIF®, CMFC, is a Senior Partner with Signature Estate & Investment Advisors, a Registered Investment Advisory firm offering wealth management services tailored to meet the unique needs of affluent individuals, institutions and corporations.

Mr. Saade works with a team of knowledgeable professionals that have established an unparalleled reputation for helping wealthy multi-generational families manage their financial lives. Typically, their client relationships begin with individuals who are approaching retirement or in retirement – those who are committed to enjoying their retirement, but also hoping to provide a legacy for future generations – and quickly expands to children, grandchildren and beyond. 

Mr. Saade and his team have helped clients weather all types of markets and every economic climate imaginable. This has instilled in them a deep appreciation for the critical importance of asset protection and income – generation strategies for pre-retirees and retirees. That’s why they don’t chase trends or the latest fad, but instead focus their efforts on the responsible balance between preservation and growth of clients’ assets, managing money in a way that assumes the least amount of risk necessary to help clients achieve retirement income and legacy planning goals.

The knowledge and experience of Mr. Saade’s team is backed by a $5B AUM registered investment advisory firm; with 18 advisors and 47 support staff that encompass client service, investment research, trading, and operations support. Collectively, the firm’s clients have access to the most sophisticated and competent wealth management experience possible. SEIA’s independent vantage point allows for the delivery and implementation of wealth management strategies through objective, comprehensive and unbiased advice.  

Mr. Saade is a 20+ year veteran of the securities and insurance business, and earned his Bachelor’s degree in Economics with an emphasis in Biochemistry with Honors from University of California, Los Angeles. Mr. Saade completed the CFP® professional education program in 1998, and is a CERTIFIED FINANCIAL PLANNER™ practitioner with the Certified Financial Planner Board of Standards, Inc . In addition, he completed the Chartered Mutual Fund Counselor (CMFC) Education program in 2000 and earned the Accredited Investment Fiduciary® (AIF®) professional designation conferred by Fiduciary360. He also received formal training in investment fiduciary responsibility.

Specializing in investment, retirement and estate planning, Mr. Saade is a thought leader in the financial services community. He has been included in REP Magazine’s Top 40 Under 40 since the inception of the award in 2013. An active member of his community, Mr. Saade has also been recognized as a Five Star Wealth Manager* in Los Angeles Magazine since 2012 and was recognized as a Top Wealth Manager for “Providing Exceptional Service And Overall Satisfaction” as published in Los Angeles Magazine in 2014. He has been published annually in Worth Magazine since 2010 and has been recognized as a Leading Wealth Advisor as published in Worth Magazine annually since 2012. Most recently, Mr. Saade’s comments have appeared in MONEY Magazine and InvestmentNews. 

Mr. Saade is a 25 yr. resident of Los Angeles, California, where he lives with his wife and 3 sons.

Education:

Bachelor's Degree in Economics, UCLA
Specialization in Biochemistry , UCLA

Assets Under Management:

$5.0 billion

Fee Structure:

Fee-Based

CRD Number:

2650992

Insurance License:

#0B63654

Disclaimer:

Registered Representative/Securities Offered through Signator Investors, Inc., Member FINRA, SIPC, 2121 Ave of the Stars, Suite 1600, Los Angeles, CA 90067 (310)712-2323. SEIA, LLC and its investment advisory services are offered independent of Signator Investors, Inc. and any subsidiaries or affiliates. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of security and should not be acted upon without consulting with a licensed professional regarding your specific situation. SEIA, LLC does not provide tax or legal advice.

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    Financial Planning, Personal Finance
What should I do with my inheritance money?
90% of people found this answer helpful

Dear Investor,

I am sorry to hear about your recent loss. I do want to take the opportunity to congratulate you on your completion of your residency, this is an outstanding accomplishment. I also understand you have just received an inheritance. To begin, it is important to take an overall wealth assessment to review your current financial picture. You should look at what your overall goals and objectives are, income, expenses, assets and any debts. You may want to consider paying off any debt you may have from student loans (if any), and other liabilities.

Seeing that you have a large inheritance, for many of our clients, we discuss placing funds in a three bucket approach: short, intermediate, and long term. This is a strategy used by many to achieve retirement income needs while utilizing a diversified investment approach with varying time horizons. The first bucket is considered to be a conservative portfolio to cover living expenses and other short term needs. The intermediate bucket encompasses a balanced strategy with a blend of stocks and bonds. The goal of this approach is to maintain a balanced level of risk and return. The final bucket is the long term bucket. This specific bucket focuses on a longer term strategy by investing in more growth oriented securities. With the search for growth, comes an increased amount of risk.

The bucket approach must be maintained and monitored by you and your wealth advisor/planner. Your inherited funds and the three bucket approach are great topics to speak with your wealth advisor/planner. He/she will be able to outline these next steps in your financial picture.

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