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Ricky Biel

Retirement, Investing, Small Business
“An Institutional Approach to Money Management inspired via Comprehensive Financial Planning.”

Haydel Biel & Associates

Job Title:

Financial Advisor


A 16-year veteran of the financial services industry, Ricky is responsible for directing the growth, vision, strategy and alternative investment offering for HBA Wealth.

While it was a Christmas without presents as a 12-year old that first attracted Ricky to the idea of being firmly in control of his financial life, a passion to bring new financial technologies to clients keeps him engaged in the Firm’s evolution. He relishes the opportunity to help clients understand and feel good about their financial futures.

After an initial stint as an assistant branch manager with Wells Fargo, Ricky gained his CRPC (Chartered Retirement Planning Counselor) designation and considerable experience working with accredited investors and alternative investments including hedge funds, commercial real estate, private equity and energy-related investments as an advisor with American Express Financial Advisors (now called Ameriprise). In 2004, he and business partner Chris Haydel left Ameriprise to found HBA Wealth.

Ricky is active in the Pasadena community, arranging opportunities for HBA Wealth to support the efforts of charities such as the UNCF (United Negro College Fund), Academy of Special Dreams, Union Station Homeless Services, Ronald McDonald House and Children of the Night. When he’s not working or volunteering, you can usually find Ricky doing something active. He enjoys traveling, kickboxing, swimming, riding his bike, hiking, flying, and dancing with friends and family as well as the occasional relaxing evening at home.

Fee Structure:


CRD Number:


  • Introduction - Ricky Biel
  • Planning Process - Ricky Biel
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February 2017
    Choosing an Advisor, College Tuition, Investing, Personal Finance
June 2017
    Career / Compensation, Financial Planning

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    Choosing an Advisor
What fees can I expect from a financial adviser?
59% of people found this answer helpful

You can expect a financial adviser to charge you a fee for helping you manage your investments and a fee for comprehensive financial planning. Not all advisors offer both services. Fees can vary per advisor and depending on assets under management.  A typical range can be 0.50% - 2%. The financial planning fees that advisors charge clients can range from $1,500-$10,000 or more depending on complexity.

February 2016
My professor said that Central Banks move inflation by moving interest rates in the same direction. Can you please explain this to me?
25% of people found this answer helpful
February 2016
    Social Security, Disability Insurance
When are you qualified for Disability, how long does it last? Is it ongoing?
25% of people found this answer helpful
February 2016
    Social Security
Can my wife collect off of my SSA or SSI while I'm still alive?
20% of people found this answer helpful
February 2016
    Taxes, Income Tax
For tax return purposes, is a savings account considered income?
17% of people found this answer helpful
February 2016