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Kimberly J Howard

CFP®, CRPC®, ADPA
Personal Finance, Retirement, Taxes
75%
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107
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3
Articles
19
Followers
“Kimberly encourages questions and establishes an atmosphere where learning is a priority. She makes her client feel at ease about asking questions, allowing a two-way street when she creates their financial plan.”
Firm:

KJH Financial Services

Job Title:

Owner/Advisor

Biography:

Kimberly J. Howard, CFP®, CRPC®, ADPA®, is the founder and owner of KJH Financial Services in Newton MA and Denver CO.  She is a Certified Financial Planner™ practitioner and has over twenty years of experience in financial management and education goals through effective comprehensive financial planning. 

Kimberly holds a Master of Science degree in Computer Science Information Management from Boston University. She earned a Bachelor of Science degree in Mathematics and Physical Education from Stephen F. Austin University in Texas. She attended Boston University for her Certification in Financial Planning and H&R Block for Tax Preparation Certification.

Kimberly is where she teaches General Financial Planning Principles, Income Tax, Retirement Planning and Estate Planning. She is a past adjunct faculty member at Boston University and The College for Financial Planning.

Kimberly is a member of the Financial Planning Association (FPA) and The National Association of Personal Financial Advisors (NAPFA). She was named to the Metropolitan Who's Who Among Executive and Professional Women.  She is an expert Advisor for Morningstar .

Kimberly promotes a life planning approach with a balanced work/life style. She is active in sports including cycling, golf, skiing, and hiking.

Education:

BS, Mathematics, Stephen F. Austin
MS, Computer Science, Boston University

Fee Structure:

Fee-Only

CRD Number:

5246162

All Articles
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May 2018
May 2018
January 2017

All Answers
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    IRAs, Taxes
If I missed the deadline for my 2017 required minimum distribution (RMD) but did withdraw in January 2018, do I include the RMD as income in my 2017 or 2018 tax filing?
100% of people found this answer helpful

Hello 

  The amount is included in your 2018 income taxes. You will receive a  2018 1099-R. On the waiver, be sure and explain your situation why you were not able to take the distribution. Also, put the date you did take the RMD.

Kimberly J Howard  

April 2018
    Banking
How do I avoid fees or possible escheatment for a lack of activity in a bank account?
100% of people found this answer helpful
April 2018
    Social Security, Investing, Annuities, Real Estate
Because of my low income, would I not be subject to capital gains taxes if I sell my home?
100% of people found this answer helpful
September 2018
    Personal Finance
How Long Should I Keep My Tax Records?
75% of people found this answer helpful
December 2016
    Personal Finance
When would I have to fill out a Schedule D IRS form?
60% of people found this answer helpful
November 2016