Rick Fingerman

Personal Finance, Retirement, Investing
“Rick is a fee based Certified Financial Planner practitioner that has been helping folks make more intelligent decisions with their money for over 28 years.”

Financial Planning Solutions, LLC

Job Title:

Managing Partner


Rick Fingerman is managing partner and co-founder of Financial Planning Solutions, LLC, an independent financial planning and Registered Investment Advisor located in Newton, MA. He has over 25 years’ experience helping people make intelligent decisions with their money. 

Rick specializes in helping clients plan for retirement, create a proper investment plan, save for college, and protect their assets from a catastrophe. He also has expertise in financial issues specific to women and women in transition. He believes having a good financial plan that addresses one's goals and concerns, can make all the difference in the world.

Rick currently holds the CERTIFIED FINANCIAL PLANNER™ designation as well as the Certified Divorce Financial Analyst™ professional designation from IDFA™. For those in the unfortunate position of going through a divorce, Rick can be instrumental in helping them determine a fair division of marital assets.

Rick is an active member of the Financial Planning Association of MA where he is a past President and Chairman. Currently, he holds the position of Liaison to the Financial Coaching Program with Dana Farber Cancer Institute in Boston. This program provides pro bono financial planning to cancer patients and their families. You can watch a short video on this program under the Client Center tab on the home page.

Rick has been quoted in several national publications such as the Wall Street Journal, The Boston Globe, The Chicago Tribune, and CNBC MarketWatch. Furthermore, Rick has been granted several awards throughout his career such as the Boston Five Star Professional Wealth Manager Award in 2013, 2015, and 2016 as well as other prominent awards for financial planning and work with Pro Bono and charitable organizations.

Rick lives in Lynnfield, MA with his wife and stepdaughter. He is also the proud father of a grown daughter and son from a previous marriage. His interests include spending time with his family, performing stand-up comedy, woodworking, hiking, exercise, and nutrition.

Assets Under Management:

$100 million

Fee Structure:


CRD Number:



Financial Planning Solutions, LLC (FPS) is a Registered Investment Advisor. Financial Planning Solutions, LLC (FPS) is providing general information for educational purposes only.  This should not be considered specific investment, tax, or legal advice. FPS only renders personalized advice to each client. Information herein includes opinions and source information that is believed to be reliable. However, such information may not be independently verified by FPS.

  • Meet Rick Fingerman, CFP®
All Articles
Sort By:
Most Helpful
September 2016

All Answers
Sort By:
Most Helpful
    Social Security, Disability Insurance
Can I collect some of my husband's social security disability?
86% of people found this answer helpful

A spouse generally can collect on a spouse's retirement benefit but not their disability benefit. Once your husband reaches his full retirement age (most likely 66) his disability benefit becomes a retirement benefit and you would be able to receive a spousal benefit at that time. If you have your own work history you can collect on your own benefit instead.

I suggest reaching out to your local SS office to confirm your benefit.

Good luck.

July 2016
    College Tuition, Financial Planning, 401(k)
Can I rollover an old 401(k) to fund my children's 529 plan?
84% of people found this answer helpful
May 2016
Does an annuitized annuity have a death benefit?
83% of people found this answer helpful
July 2016
    Estate Planning, End of Life
How can my husband inherit a house deed?
83% of people found this answer helpful
April 2016
    Debt, Financial Planning, Personal Finance
How can I work on building credit to get loans and make enough to pay debt off?
83% of people found this answer helpful
May 2016