Dave Rowan

Investing, Small Business, Lifestage Based Planning
“Dave Rowan, CFP®, is committed to helping business owners, career changers and people nearing retirement navigate their wealth transitions with confidence and financial security.”

Rowan Financial LLC

Job Title:

Founder, President


Dave Rowan, MBA, CFP® is the founder of Rowan Financial, LLC.  His mission is to enable his clients to achieve a future that is even brighter than their past and present.

 Dave primarily attracts clients who are contemplating or experiencing a career transition.  This includes moving from one employer to another while remaining in the same field, pursuing an entirely new profession, starting up a small business or embarking upon an encore career.  Dave provides his clients with the short-term guidance necessary to successfully navigate these often stressful transitions with more confidence and financial security than they had ever imagined was possible. 

 Dave transforms the lives of professionals and entrepreneurs across the country with his expertise through his free online newsletter and blog.  Each issue contains high value content that enables readers to make the most of their career transitions, not only from a professional development standpoint, but also in terms of their financial and personal goals.

 Dave is a Certified Financial Planner® and is also a member of the Financial Planning Association® (FPA®).  His background also includes a BS degree in Chemical Engineering from Penn State and an MBA from Lehigh University.

 Dave is a sought after expert in the financial news media.  He has been featured in various online publications including US News & World Report, NASDAQ.com, The LA Times, Yahoo! Finance,  Investopedia, and The Christian Science Monitor.

 Dave grew up in the Lehigh Valley of Pennsylvania and has lived in the area for most of his life.  He currently resides in Bethlehem with his wife Stacy and their two daughters.  He loves walking and hiking in nature, football, lacrosse, yoga, reading, writing, shopping at local farmers’ markets, eating healthy food, an occasional battle on Clash of Clans, and bringing positive energy to his work and his relationships with family and friends.  


BS, Chemical Engineering, The Pennsylvania State University
MBA, Management of Technology, Lehigh University

Fee Structure:


CRD Number:


  • Dave Rowan | Rowan Financial
All Articles
Sort By:
Most Helpful
September 2017
April 2017
January 2017
    Career / Compensation, Retirement Savings
March 2017
    Estate Planning, Retirement
August 2017
    Retirement Savings, Starting Out

All Answers
Sort By:
Most Helpful
    Personal Finance, ETFs
When am I charged for an ETF expense ratio?
60% of people found this answer helpful

Thanks for this question. The expense ratio is continuously charged and is reflected directly within the price of the ETF.  You will not see this charge listed as a separate fee on your statement.

As an example, let's say that you purchased one share of an ETF that was trading at $100, with an expense ratio of 0.25%. Let's also say that you held it for a year and that it increased in value by 7%. If there were no expense ratio, the price of the ETF at that time would by $107, reflecting your entire 7% gain. However, the price you'll see is $106.75, reflecting the 0.25% expense ratio charged for the year.

Hope this helps!

With Kind Regards,


December 2016
    Retirement, Investing
What investment strategy is recommended a few years prior to retirement?
67% of people found this answer helpful
December 2016
    Financial Planning, Choosing an Advisor
Will a financial advisor provide an unbiased assessment of a financial plan I already have in place?
68% of people found this answer helpful
December 2016
    Investing, Stocks
How can I prevent commissions and fees from eating up my trading profits?
77% of people found this answer helpful
December 2016
    Investing, Annuities, Asset Allocation
Should my mother invest in an annuity?
December 2016