Doug Kinsey

Retirement, Investing, Lifestage Based Planning
“I am committed to improving the financial well-being of everyday Americans.”

Artifex Financial Group

Job Title:

Managing Partner


Doug Kinsey is a partner in Artifex Financial Group, a fee-only financial planning and investment management firm based in Dayton, Ohio.

Doug has over 25 years experience in financial services, and has been a CFP Certificant since 1999. Additionally, he holds the Accredited Investment Fiduciary and Accredited Investment Fiduciary Analyst certifications as well as Certified Investment Management Analyst. He is a graduate of The Ohio State University and has also completed the University of Chicago Booth School of Business Investment Management Education Program.

Doug’s passion for financial planning is rooted in investments. As a child, he read books on investing and has always found the idea of learning about companies, discovering new ideas, and finding hidden values to be extremely exciting. He does not believe in the abuses of Modern Portfolio Theory or an over-reliance on statistics and indexing. Active management is not dead, but the way it is approached should be. In his opinion, common sense and careful investing are what is required to be a successful investor.

Artifex Financial Group was founded in 2007 by Doug and his business partner, Darren Harp. Artifex currently advises almost $100,000,000 in assets and serves 180 client households and corporate pension plans. In addition to personal financial advice, AFG provides active investment management, back office solutions, process improvement strategies and employee development consulting to financial advisory firms.


BA, Political Science and Finance, The Ohio State University
HBX CORe, Harvard Business School
HBX Disruptive Strategy, Harvard Business School
Investment Management Education Program, University of Chicago Booth School of Business

Assets Under Management:

$98 million

Fee Structure:


CRD Number:


  • Doug Kinsey Investopedia Video1
All Articles
Sort By:
Most Helpful
September 2016

All Answers
Sort By:
Most Helpful
What are unrealized gains and losses?
77% of people found this answer helpful

Unrealized gains and losses are simply those amounts that are the result of what a position is worth versus what you paid for it.

For example, if you bought a share of stock at $50 per share, and it's now worth $100, your unrealized gain is $50 per share. If the stock was now worth $10 per share, your unrealized loss is $40 per share.

Realized gains and losses are what get reported to the IRS in a taxable account(versus a tax-deferred or qualified account, like an IRA) when you actually sell the shares.  If you sold the shares in our example above, you would REALIZE a gain of $50 per share, or a loss of $40 per share.

August 2016
    Real Estate, Stocks
Which has performed better historically, the stock market or real estate?
69% of people found this answer helpful
February 2017
    Investing, IRAs
Are REITs a good investment for a new investor?
57% of people found this answer helpful
August 2016
    Career / Compensation, Choosing an Advisor, Starting Out
What are the differences between a Chartered Financial Analyst (CFA) and a Certified Financial Planner (CFP)?
50% of people found this answer helpful
May 2016
    Mutual Funds, Stocks
Why would a person choose a mutual fund over an individual stock?
50% of people found this answer helpful
August 2016