Jeff Rose

CFP®
Personal Finance, Retirement, Insurance
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124
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Articles
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“As the CEO and Founder of Alliance Wealth Management LLC, I am committed to showing my clients the right way to financial freedom. In launching Good Financial Cents, my own personal financial blog, I've has been able to be the “complete package advisor” I’ve always aspired to be. ”
Firm:

Alliance Wealth Management

Job Title:

CEO and Founder

Biography:

Given Jeff's unique interest in the financial markets and his excited to meet new people, being a financial advisor was the perfect fit for his career. He started his career as a financial advisor with A.G. Edwards & Sons in 2001.

In January of 2005, 4 years into his career, he was called upon to support Operation Iraqi Freedom. Anticipating his return, he attained the Chartered Retirement Planning Counselor designation between mission and duties during his downtime in Iraq.

As soon as he returned from Iraq, he resumed his career as a financial advisor. His goal was to provide financial guidance to people in all areas including: investments, insurance, taxes, and estate planning. In November 2007, he became a CERTIFIED FINANCIAL PLANNER™ practitioner, and a month after that, he formed Alliance Investment Planning Group LLC. Since then, Jeff created his own registered investment adviser named Alliance Wealth Management LLC.

With the hope of helping people make sense of investing and their personal finances, Jeff launched his own personal financial blog called Good Financial Cents and life insurance site Life Insurance by Jeff. With so many different options out there, Jeff hopes to ease the fog and help others make clear and smart financial decisions. He currently writes for Forbes, US News & World Report, and CNBC. In addition, he has been featured in major sites such as Huffington Post, Wall Street Journal, Reuters, Kiplingers, and Fox Business.

Jeff resides in Carterville, IL with his wife, Mandy, and his three sons Parker, Bentley, and Sloane and daughter Janella.

Education:

BA, Finance, Southern Illinois University

Assets Under Management:

$38 million

Fee Structure:

Fee-Based

CRD Number:

156712

Insurance License:

#7532717

Videos
  • GFC TV Ep 009: This Investor Didn’t Know He Was Paying $5,500 Per Year in Investment Fees
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    Retirement Savings, 401(k), IRAs, Retirement Plans
Should I max out my 401k or IRA first?
100% of people found this answer helpful

I'd recommend maxing out your 401k, to the extent of maxing out the employer match. It's free money, and you shouldn't leave that on the table, especially if you're already vested in the plan. Then I'd go for the Roth IRA. I get what you're saying about being able to pull the money out if you need to, but if you focus on long-term investing, going for the 401k employer match first is the better way. And remember also that your 401k might have a loan provision, which could serve the same function as withdrawing money from a Roth IRA. The loan would enable you to access the funds without disturbing your investments. Once the Roth is funded, then, yes shift remaining funds over to the 401k.

June 2016
    Financial Planning, 401(k), IRAs
Should I roll over my 401k from my previous employer?
100% of people found this answer helpful
June 2016
    Retirement, IRAs
Can I contribute $6,500 to my Roth IRA and another $6,500 to my traditional IRA in same year of 2015?
100% of people found this answer helpful
June 2016
    Retirement Savings, IRAs
Do we qualify for a back-door Roth IRA?
100% of people found this answer helpful
June 2016
    Retirement, Retirement Savings, Annuities
Can I pay my RMD with money outside of my retirement account?
100% of people found this answer helpful
June 2016