Gage DeYoung

Personal Finance, Retirement, Investing
“Gage is the Founder of Prudent Wealthcare LLC. He empowers investors to minimize portfolio expenses while utilizing a sound portfolio structure and collaborates with his clients much like a personal trainer.”

Prudent Wealthcare LLC

Job Title:



Gage DeYoung, CFP® is the Founder of Prudent Wealthcare LLC which utilizes a passive portfolio structure for low-cost and an asset allocation investment strategy to balance portfolio risk and return.

Gage has over 20 years of professional experience and collaborated with hundreds of affluent families in the South Denver area from 2001-2014. He has been quoted in U.S. News & World Report, The Fiscal Times, Investopedia, and Bankrate. 

In his spare time, Gage enjoys helping his local community through Rotary club, playing golf, skiing and spending time with his twin sons participating in their local Boy Scout Troop.


BBA, University of North Texas

CRD Number:




All content on this site written by Gage DeYoung is for information purposes only. Opinions expressed herein are solely those of Gage DeYoung unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made as to another parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant and/or legal counsel prior to implementation.   

This website may provide links to other websites or website pages for the convenience of users.  Gage DeYoung has no control over the accuracy or content of other websites or pages.  


Advisory services are offered through Prudent Wealthcare LLC; an investment advisor firm domiciled in the State of Colorado. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. 

Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.  

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June 2017
    Investing, Lifestage Based Planning, Stocks
February 2017
    Asset Allocation, Investing
February 2017
    Bonds / Fixed Income, Stocks
February 2017
    Life Insurance, Personal Finance, Retirement Savings
January 2017
    Asset Allocation, Personal Finance, ETFs, Investing, Mutual Funds

All Answers
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    Investing, Annuities
Is it possible to reach my goal of saving $1,000,000 by investing $1,200 each year?
73% of people found this answer helpful

You would need an average annual rate of return of over 12% on your portfolio to achieve your $1,000,000 goal in 40 years with an annual contribution of $1,200.

It is possible, but not likely if utilizing a broad stock market portfolio given the historic returns of the stock market. 

Assuming a 10% return, you would have $531,111.  

This is by no means a discouraging situation. You have the power of time and compounding on your side with a 40 year time horizon. You should attempt to save as much as you can comfortably every year. Regarding your long-term investments that are earmarked for retirement 40 years from now, using a low-cost broad stock market index fund would be a great way to start.

Always keep in mind, you save for 2 key reasons: To bridge work gaps and to eventually achieve financial independence.

June 2016
How do my siblings and I receive inherited pension benefit payments from our deceased parent?
68% of people found this answer helpful
July 2016
    Personal Finance, Taxes
Can I take minimum withdrawals without being heavily taxed?
62% of people found this answer helpful
July 2016
    Marriage / Divorce, 401(k), IRAs
Can I roll my ex husband's 401k into an IRA and withdraw the funds I need?
60% of people found this answer helpful
June 2016
    Annuities, IRAs
Should I invest my inherited IRA in a variable annuity?
60% of people found this answer helpful
June 2016