Steven Orlowski

CFP®
Retirement, Investing, Insurance
90%
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6
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Articles
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“Steven Orlowski is a Certified Financial Planner with more than 25 years of experience providing financial advice and guidance through all stages of life.”
Firm:

Orlowski Family Financial

Job Title:

Financial Planner

Biography:

Steven Orlowski, CFP® is a CERTIFIED FINANCIAL PLANNER™ practitioner with more than a quarter century of acquired financial services knowledge and experience gained by performing myriad roles in the industry from trading to investing to comprehensive financial planning. During those many years, he has provided a broad array of advice and guidance regarding financial products and services to individuals, businesses and institutions including but not limited to comprehensive financial planning, wealth management, life insurance and investment strategies, managed money, long term care, disability insurance, mutual funds, annuities, retirement income planning and estate planning.

Assets Under Management:

$50 million

CRD Number:

1834249

Disclaimer:

The opinions expressed herein are those of Steven Orlowski alone and in no way reflect the opinion or perspective of any current, former or future employer or affiliate of his.

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    Bonds / Fixed Income, Stocks
What does it mean when an investor moves a bond to equity?
100% of people found this answer helpful

That's not a technical term I'm familiar with, to "move" a bond to equity, and frankly it could be interpreted more than one way, so I'll describe what I think would be most likely.

For one, that phrase might be referring to a convertible bond that can be converted into stock. An investor buys a convertible bond because the owner wants the ability to convert it from a debt instrument, the bond (as in the issuer is paying you interest because by buying the bond you are lending the issuer your money), into an equity instrument, stock (ownership of which gives you a fractional share in the ownership of the issuing company). The operative term here is to "convert" the bond to stock, however, not "move".

Secondly, it might be used to mean to reallocate assets from debt to equity (bonds to stock). This is a bit inaccurate because you have to sell a bond (or bond fund) and use the proceeds of the sale to then buy a stock (or stock fund), you can't simply "move" a bond to equity.

There may be other possibilities, but if I was a betting man (although I'm not), I'd think it was one of the two I've described.  

Best regards.

 

 

April 2016
    Investing, Stocks
I want to buy dividend-paying stocks that make the money work for me, what would be my best approach?
96% of people found this answer helpful
June 2016
    Banking, Debt, Investing, 401(k)
I am saving $50,000 a year and have $175,000 in a money market savings account; what should I be doing with this money?
90% of people found this answer helpful
August 2018
    Investing, Asset Allocation
How should I invest my small windfall?
54% of people found this answer helpful
June 2016
    Retirement, Retirement Savings, IRAs
What else can I do to save for retirement if I am not eligible for a deductible traditional IRA or a Roth IRA?
40% of people found this answer helpful
April 2016