David J. Blount

Retirement, Investing, Insurance
“As founder of Investment & Insurance Planning Services, LLC, David J. Blount is committed to helping people find clarity in their financial lives so they can feel more confident and free to do the things they're passionate about.”

Investment & Insurance Planning Services, LLC

Job Title:

Certified FInancial PLanner ™


David J. Blount, CERTIFIED FINANCIAL PLANNER™ founded Investment & Insurance Planning Services, LLC in 2005. David earned one of the most respected financial planning designations, CFP® , in 2007, allowing him to provide a broad range of financial advice. Prior to founding his own company, he worked for Calton & Associates and The MONY Group. While companies and markets may fluctuate, David’s values are steadfast. He values providing straight-forward advice, integrity, professionalism, honesty, and responsive service. He believes that getting to know the person and building trust in an advisory relationship is the key to meeting client satisfaction.

At Investment & Insurance Planning Services, LLC, we believe that you should enjoy your health, wealth and time by doing the things that inspire you. Our client commitment is to provide great service and advice that’s consistent with your individual financial goals. We strive to help our clients find sound financial strategies that enable them to pursue and protect what's most important. Furthermore, we utilize our skills in retirement, investment, estate and insurance planning to help clients solve the financial complexities of making a life-change or adjusting to new circumstances.

David completed his undergraduate studies at Troy State University, where he graduated Summa Cum Laude with a Bachelors in Arts & Sciences. Prior to that he spent 9 years in the United States Coast Guard where he participated in the  aids to navigation, maritime law enforcement and search & rescue missions. He earned a number of military awards and recognitions during his time in the service. David has served as the guest financial expert on Orange Televisions Adult Lifestyle Magazine Show and currently serves as the Vice President for Seminole Health & Human Services Network and ELITE Networking groups. David also volunteers his time with the Hook Kids on Fishing programs and is active at Northland Church. When not working, David enjoys fishing and spending time with his wife, Michelle, and their two children, Ryan and Alana.


BS, Psychology, Troy State University

Fee Structure:


CRD Number:


Insurance License:

#Florida #D058365


Licensed: FL,TN,NC,MD,IN,PA,OH,

Registered Representative of The O.N. Equity Sales Company, Member FINRA/SIPC. One Financial Way, Cincinnati, OH 45242 (513)794-6794. Investment Advisory Services offered through O.N. Investment Management Company.

Contact your registered representative to obtain current prospectuses. Please read the prospectus carefully before you invest or send money. Investors should consider the investment objectives, strategies, risk factors, charges and expenses of the underlying variable portfolios carefully before investing.

Guarantees are based upon the claims-paying ability of the issuing insurance company.

As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results.

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    401(k), Choosing an Advisor, IRAs
Can an SEC licensed broker-dealer transfer your 401k account into an IRA without your permission?
75% of people found this answer helpful

Typically no, however, some 401k plans may permit the 401k custodian to rollover a 401k account to an IRA if you're no longer employed and the account value is under a certain amount. For example, if XYZ company handles your 401k plan then the governing plan document for your company's plan may allow XYZ to move the 401k account into an XYZ IRA.  This is sometimes allowed so that the custodian can clear smaller 401k accounts out of the plan. But I don't think it would ever allow for your 401k at XYZ to be rolled over into another broker dealer's IRA.  If this rollover was permitted by the pan document then you should have received ample notification from the 401k custodian before any such transfers were processed.   

Definitely "no" regarding the broker dealer permitting your husband to initiate a rollover.  This couldn't happen without someone forging your signatures on the account documents.  One caveat would be if you had passed away then of course he would be permitted to roll the 401k into his own IRA.  So yes, this does sound like a securities violation and you should make further inquiries to see exactly what happened, file a complaint if your money was mishandled and take further legal action as you see necessary. 

June 2016
    Life Insurance
Can an insurance company deny a life insurance payout?
74% of people found this answer helpful
July 2016
What should I do with my SIMPLE IRA after switching jobs?
71% of people found this answer helpful
July 2016
    Investing, Stocks
Is it wiser to take dividend profits or reinvest in same stock?
70% of people found this answer helpful
July 2016
    401(k), Life Insurance
Can I use my 401k to buy whole life insurance?
70% of people found this answer helpful
June 2016