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Stephen Rischall

CFP, CRPC
Personal Finance, Retirement, Investing
94%
Helpful
77
Answers
9
Articles
53
Followers
“Stephen Rischall is an award winning fiduciary financial advisor and public speaker. He specializes in financial planning for professionals in the entertainment industry and entrepreneurs.”
Firm:

Navalign Wealth Partners

Job Title:

Partner / Financial Planner

Biography:

Stephen Rischall is an award winning fiduciary financial planner and public speaker. He has been recognized by InvestmentNews as a "40 Under 40" honoree and by Investopedia as a "Top 100 Most Influential Advisor". Stephen has also been featured in the Wall Street Journal, Los Angeles Times and on live radio and television.

Stephen began investing as a teenager and began his career in financial services while in college. Upon graduating, he earned a special honors commendation for his help in managing the University Corporation Student Investment Fund. He continued his professional development by earning the CERTIFIED FINANCIAL PLANNER™ and CHARTERED RETIREMENT PLANNING COUNSELOR™ designations.

After working several years for large Wall Street brokerage firms he realized how the industry was filled with conflicts of interest and he believed there had to be a better way. This lead Stephen to begin building his independent practice which eventually became Navalign Wealth Partners, a modern fiduciary financial planning and investment management company.

Stephen enjoys being an active leader in his community and has served on several non-profit boards. In his free time hey enjoys the outdoors; skiing, snowboarding and mountain biking.

Education:

B.S. - Honors Finance & Financial Management Services, California State University Northridge
Chartered Retirement Planning Counselor, College for Financial Planning
Certified Financial Planner Required Education, Kaplan University

Assets Under Management:

$180 million

Fee Structure:

Fee Only

CRD Number:

5215325

Disclaimer:

Financial planning and investment management services offered through Navalign, LLC a Registered Investment Adviser.

Videos
  • Investopedia Advisor Insights - Stephen Rischall
All Articles
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January 2017
    Choosing an Advisor, Starting Out
October 2016
    Financial Planning, Personal Finance, Starting Out
July 2016
    Choosing an Advisor, Financial Planning, Personal Finance
October 2016
    Debt, Personal Finance
January 2017
    Retirement, Retirement Plans, Retirement Savings

All Answers
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    Personal Finance
What is the highest achievable FICO score?
87% of people found this answer helpful

The highest possible FICO score is 850, the lowest is 300.

Your credit score is calculated from your credit report and there are many different ways of doing this. Here is a good post about your credit report versus credit score.

The concept behind the FICO score comes from the Fair Isaac Corporation, they apply different weightings to components of your credit report such as:

  • Payment history
  • Accounts owed
  • Length of credit history
  • New credit
  • Credit mix

In general, a FICO credit score above 650 is considered good, although many people strive to be above 750. It is practically impossible to score a perfect 850 FICO score because there are a lot of different items from your credit report which go into calculating your FICO score. Keep in mind that different lenders (mortgage, credit card, automobile loan) will use different methods of credit scoring to assess your credit risk.

 

Stephen Rischall, CRPC

October 2016
    IRAs, Stocks
I have some stocks in a taxable account. Can I use them to fund my Roth IRA instead of using cash?
83% of people found this answer helpful
December 2016
    401(k), IRAs
What are the differences between a 401K and an IRA?
79% of people found this answer helpful
December 2016
    IRAs
Do I qualify for backdoor Roth IRA?
79% of people found this answer helpful
August 2016
    Financial Planning, 401(k)
Why is my 401k unavailable after my employment termination?
78% of people found this answer helpful
June 2016