Stephen Rischall

Personal Finance, Retirement, Investing
“Stephen Rischall is an award winning financial advisor and public speaker. He specializes in helping entrepreneurs, families and young professionals make better financial decisions.”

1080 Financial Group

Job Title:

Founding Partner / Financial Adviser


Stephen Rischall is an award winning financial advisor and public speaker. He has been recognized by InvestmentNews as one of the top "40 Under 40" in the financial advice industry and ranked by Investopedia in the top 10 of the Investopedia 100 Most Influential Advisors. Stephen has also been featured in the Wall Street Journal, Los Angeles Times and on live radio and television.

Stephen began investing his own money at the age of thirteen. While in college, he started his career in financial services while helping his mother recover from financial fraud.  He earned his BS in Honors Finance at California State University Northridge and received a special commendation for managing the University Corporation Student Investment Fund. Since then he has continued his professional development by earning the CERTIFIED FINANCIAL PLANNER and Chartered Retirement Planning Counselor designations.

After college, Stephen worked for a large brokerage firm where he began to recognize how the industry was filled with conflicts of interest. He believed there had to be a better way to put clients best interest first. In 2015, with help from his business partner Matt, they launched 1080 Financial Group, a modern, fiduciary financial advice firm in Los Angeles, California.

Stephen enjoys actively serving the community through leadership on several boards of directors. In his free time he enjoys mountain biking, skiing, snowboarding and golf.


B.S. - Honors Finance & Financial Management Services, California State University Northridge
Chartered Retirement Planning Counselor, College for Financial Planning
Certified Financial Planner Required Education, Kaplan University

Assets Under Management:

$30 million

Fee Structure:

Fee Only

CRD Number:



Investment management and financial planning services offered through 1080 Financial Group, a Registered Investment Adviser.

  • Investopedia Advisor Insights - Stephen Rischall
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January 2017
    Choosing an Advisor, Starting Out
October 2016
    Financial Planning, Personal Finance, Starting Out
July 2016
    Choosing an Advisor, Financial Planning, Personal Finance
October 2016
    Debt, Personal Finance
January 2017
    Retirement, Retirement Plans, Retirement Savings

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    Personal Finance
What is the highest achievable FICO score?
87% of people found this answer helpful

The highest possible FICO score is 850, the lowest is 300.

Your credit score is calculated from your credit report and there are many different ways of doing this. Here is a good post about your credit report versus credit score.

The concept behind the FICO score comes from the Fair Isaac Corporation, they apply different weightings to components of your credit report such as:

  • Payment history
  • Accounts owed
  • Length of credit history
  • New credit
  • Credit mix

In general, a FICO credit score above 650 is considered good, although many people strive to be above 750. It is practically impossible to score a perfect 850 FICO score because there are a lot of different items from your credit report which go into calculating your FICO score. Keep in mind that different lenders (mortgage, credit card, automobile loan) will use different methods of credit scoring to assess your credit risk.


Stephen Rischall, CRPC

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