Ronald Mesler

JD
Retirement, Insurance, Lifestage Based Planning
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“Ronald Mesler, Chief Protection Strategist at We Protect Doctors, LLC, is committed to helping protect doctors by using strategies for Financial Wellness.”
Firm:

We Protect Doctors, LLC

Job Title:

Chief Protection Strategist

Biography:

Ronald Mesler is a Boise, Idaho financial advisor and Chief Protection Strategist specializing in working with healthcare professionals at We Protect Doctors, LLC. Ronald and his team at We Protect Doctors, LLC are in the business of helping Doctors. They help save money and reduce risk, while helping families protect and preserve their financial future. They provide the nation's most competitive quotes for large term life cases! Ronald and his team are term life brokers, so the nation's top term life insurance carriers compete for their client's business.

Ronald's mission is to help doctors in finding the best rates (and best coverage definitions) on disability insurance, as well as helping those that have previously been declined get approved for quality coverage. He specializes in Individual Disability Income Insurance for healthcare professionals. Ronald's focus is on safety and giving his clients a peace-of-mind. He teaches his clients about risk and how to reduce or eliminate types of risk from their retirement plans.

Ronald graduated with a B.A. degree from the University of Alaska, Fairbanks (Go Nanooks!). In addition, he earned his Juris Doctor (JD) degree from Thomas M. Cooley Law School in Lansing, Michigan. Ronald is a supporter of multiple organizations such as Reach Out and Read, Unite for Sight, Idaho Humane Society, Wounded Warrior Project, and many more. He is a member of the Financial Planning Association, the Idaho Medical Association, and the Ada County Medical Society.

Education:

JD, Law, Thomas Cooley School of Law
BA, Political Science, University of Alaska Fairbanks

CRD Number:

1531374

Insurance License:

#401420

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March 2017

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    Retirement, Investing, Asset Allocation, Choosing an Advisor
Should I use annuities as a temporary investment?
100% of people found this answer helpful

Thanks for the great question!  I sense you are a bit conflicted about risk.  You characterize yourself as a long-term agressive investor, yet you are putting money into what appears to be a fixed annuity.  You may wish to think of annuities more as a savings vehicle rather than an investment.  I don't normally use the word annuity and temporary in the same sentence.  With a short time horizon some of the high yield money markets such as those offered by Synchrony Bank or Ally Bank may be a better fit, especially if you do not need tax-deferral and a multi-year committment that is usually part of an annuity strategy.  Good luck with retirement!

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