William Bellerose is a Financial Advisor at Morgan Stanley. William advises clients on wealth management and investment strategies. William leverages the resources available at Morgan Stanley to evaluate financial holdings, address asset allocation and investment strategies, and propose financial plans to help meet stated objectives with reasonable volatility. He currently holds the FINRA Series 7 and 66 licenses and is Life, Variable Life, and Variable Annuity licensed.
William can help clients evaluate near-term concerns and plan for long-term goals, be a sounding board for investment ideas, assist them in developing and executing a strategy that is precisely their own and helps them meet their needs. William believes time is a valuable resource in today’s world and people should feel confident about their financial direction. Through Morgan Stanley, William's clients have access to a broad range of financial solutions. These solutions may include both the firm's product and service offerings, as well as those from third-party providers like insurance companies and mutual fund families. As a Financial Advisor, William works with his clients to identify appropriate investments that are specific to their individual needs and circumstances. He believe that identifying financial solutions begins with a solid understanding of each client’s situation, goals, objectives and risk tolerance. He follows a disciplined process that enables him to work with clients to craft a solution that helps to meet their individual financial needs.
William began working at Morgan Stanley in Boston in 2012. William graduated from the College of the Holy Cross in Worcester, MA with a B.A. in Economics. He currently resides in Boston’s North End. William enjoys working with charities, following professional and college sports, and spending time with his friends and family.
BA, Economics, College of Holy Cross
#Life and Annuity
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Yes, especially if your employer matches your contribution. You would be leaving free money on the table by not taking advantage. Consider your tax advisor when determining your contribution method. Roth is typically the best option for younger investors while pre-tax often is the way to go for folks approaching retirement (typically your income tax rate is lower in retirement).
Tax deferred investments with guaranteed fixed accounts may be a good option here. Returns will be low given the current interest rate environment. It will also depend on the health of the insurance company that issues the investment. Let's discuss.
If available, start investing in a Roth 401(k), especially if your employer matches your contribution.