Ted Halpern

Retirement, Investing, Small Business
“Ted Halpern's goal is to partner with his clients to build a disciplined, yet flexible strategy to navigate through life's events, and to be a financial advocate at every stage of the journey.”

Halpern Financial

Job Title:

President, Wealth Advisor


As Founder and President of Halpern Financial Inc., Ted Halpern is directly involved in developing and implementing wealth management strategies for affluent families and closely held businesses. He serves as Director of the firm's Investment Research Team and oversees the asset allocation process. Ted believes in educating clients toward a logical path of wealth accumulation. Since establishing Halpern Financial 20 years ago, he has worked to develop and implement wealth management strategies for affluent families and closely held businesses. Halpern Financial has offices in Rockville, MD and Ashburn, VA.

Ted founded Halpern Financial on the values of integrity, objectivity, transparency and fiduciary responsibility. To that end, Ted's team focuses on the financial needs of their clients in a manner that eliminates commissions and reduces investment expenses to institutional levels. Financial education is a crucial part of this journey.

Ted holds a degree in Finance from the University of Maryland. He is an SEC Registered Investment Advisor, a NAPFA-Registered Financial Advisor, an Accredited Asset Management Specialist (AAMS), a Chartered Retirement Planning Counselor (CRPC), an Accredited Wealth Management Advisor (AWMA) and a Registered Financial Consultant (RFC). He is a member of the Financial Planning Association, the International Association of Registered Financial Consultants and the National Association of Personal Financial Advisors (NAPFA). Ted is a dedicated husband and father. He and his wife Bethe live in Leesburg with their twins Jack and Lauren and their dog Einstein.


Finance, University of Maryland

Fee Structure:


CRD Number:



Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Halpern Financial), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.

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March 2017
    Alternative Investments, Financial Planning, Investing
May 2017
    Investing, Personal Finance, Financial Planning
May 2017
    Choosing an Advisor, Investing
October 2016
    Personal Finance, Senior Care
November 2016
    Financial Planning, Income Tax, Personal Finance, Tax Deductions / Credits

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Can you buy shares in the Dow Jones Industrial Average (DJIA)?
44% of people found this answer helpful

You cannot invest directly in an index like the Dow, but you can invest in Exchange Traded Funds (ETFs) or mutual funds that track the index. There are a number of ETFs and mutual funds available that track the Dow, including variations like the “dogs of the Dow” concept. There is always a cost to access investments, but when selecting a Dow index fund or any other fund, make sure you limit the cost as much as possible. That keeps more in your pocket to compound over time.

Look out for:

  • The expense ratio: The expense ratio is how managers who select, buy, and sell the stocks and bonds in a Mutual Fund or Exchange Traded Fund are compensated. Expense ratios are included in the price of both types of funds, so often people are unaware of how much they are really paying
  • Transaction fee: There are funds that trade with no transaction fee. These funds vary by where your account is held.  You can request a list of ‘no transaction fee’ (NTF) mutual funds.
October 2016
    Retirement, Asset Allocation, Retirement Plans
Should I simplify my retirement accounts and invest in target date retirement funds?
17% of people found this answer helpful
December 2016
    Mutual Funds
What are the differences between A, C, and Preferred Shares?
17% of people found this answer helpful
December 2016
How can I protect my investments?
0% of people found this answer helpful
October 2016
Why do I need to diversify my 401(k)?
0% of people found this answer helpful
October 2016