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Mike Palmer

Personal Finance, Retirement, Investing
“Mike Palmer, founder and owner of Ark Royal Wealth Management, works with clients to prioritize their goals; empower them to define financial success on their terms; and partner with them to achieve what’s most important.”

Ark Royal Wealth Management

Job Title:

Managing Principal


Mike Palmer has over 25 years experience in the trust and financial advisory business. His career includes financial advisory and senior management positions at Central Carolina Bank, First Union National Bank and Trust Company of the South. Mike is a graduate of Broughton High School and the University of North Carolina at Chapel Hill and is a CERTIFIED FINANCIAL PLANNER™ professional.

Mike was a founding member of the Dimensional Fund Advisors National Study Group (DFA NSG), comprised of ten advisors from several of the country’s leading independent Registered Investment Advisory firms. His civic involvement includes membership on the Administrative Board of his church, the UNC Educational Foundation’s Planned Giving Council and the Lacy Foundation Board. His past service includes serving on the boards of North Carolina Amateur Sports and the Raleigh Capitals Athletic Association.

Mike is an active member in several professional organizations including the National Association of Personal Financial Advisors (NAPFA) and the Wake County Estate Planning Council. In 2006 he was one of ten advisors from across the nation to be selected to serve on TIAA-CREF’s Board of Financial Advisors.

Mike is a frequent writer and speaker, having articles published on financial planning and investing. He has been quoted on a variety of financial planning topics by national publications including Investment News, The Wall Street Journal, Bloomberg Wealth Manager and SmartMoney. Mike and his wife, Meredith, have four children. He has coached youth baseball and basketball and enjoyed a decade long career as a Division I basketball referee.

Assets Under Management:

$54 million

Fee Structure:

fee only

CRD Number:


  • Raleigh NC Financial Planner – Ark Royal Wealth Management
  • Do You Find Personal Finance Puzzling? We Can Help
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May 2017
    Asset Allocation, Investing
June 2017

All Answers
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    Asset Allocation
How much gold should I have allocated in my portfolio?
60% of people found this answer helpful

My recommendation would be none. What is the expected return of gold? What earnings stream do you own? An "investment" in gold is purely a speculation on the direction of its price. The long term returns of gold are well below that of the S&P 500. Warren Buffett wrote eloquently on this in his most recent shareholder letter, well worth reading.

May 2017
    Retirement, Taxes
Is it possible to pay no income tax in retirement?
0% of people found this answer helpful
November 2016
    Real Estate
Does it make more sense to sell my commercial properties or keep earning monthly income off of them?
February 2019