Core Wealth Management
Director of Financial Planning Services
A Certified Financial Planner® practitioner, Jackie’s background and her passion for assisting individuals and families with their financial planning has shaped her interest in ensuring that each Core Wealth client establishes a strong financial plan as step one in their relationship.
Jackie’s professional experience includes 7+ years as a fee-only financial planner, largely at William Blair & Company, LLC, a prestigious Chicago-area investment firm. Jackie helped establish the firm’s wealth management services group, serving individuals, families, trusts and foundations. She also was vice president of loan syndications and a commercial banker at Bank of America, and an auditor at Price Waterhouse. Her diverse client base has ranged from executives and entrepreneurs to retirees and foundation trustees, exemplifying her commitment to building practical, evolutionary financial plans for a wide range of risk profiles and circumstances.
Jackie holds a bachelor’s degree in business administration from Washington University in St. Louis. She also is a member of the National Association of Personal Financial Advisors (NAPFA) and the Financial Planning Association (FPA). She is actively involved in the Parent Teacher Organization at BAK Middle School of the Arts, serving as Assistant Treasurer and Assistant Membership Chair. She resides in Jupiter, FL with her husband Larry and their sons, Adam and Corey.
BSBA, Accounting, Washington University in St. Louis - Olin Business School
An IRA is a type of account and an annuity is a product.
An annuity can be held in an IRA, just as stocks, bonds, and mutual funds can, or it can be held in a non-retirement account. Both annuities and IRAs offer tax-deferral benefits and if you were to withdraw funds from either an annuity or an IRA prior to age 59 1/2, you would be subject to a 10% penalty.
In terms of differences between the two, while there are annual contribution limits for IRAs, there are not contribution limits for annuities. Additionally, whereas IRA owners are required to take minimum distributions from IRAs once they reach age 70 1/2, if an annuity is owned in a non-retirement account, it is not subject to minimum distribution requirements.