Dave Anthony

CFP®, RMA®
Retirement, Investing, Insurance
89%
Helpful
82
Answers
4
Articles
63
Followers
“Using math and science to create highly efficient and effective retirement income plans.”
Firm:

Anthony Capital, LLC

Job Title:

President

Biography:

Dave Anthony, CFP®, RMA®, has been involved in the financial services field since 1998 and is the President and Portfolio Manager of Anthony Capital, LLC, a Registered Investment Advisor firm. Dave started Anthony Capital, LLC to provide unique and integrated wealth management solutions for his clients. Through the years, David has helped thousands of individuals with their financial and retirement plans. Prior to forming Anthony Capital, LLC, David worked at several of Wall Street’s largest firms.

As a fiduciary, Dave enjoys teaching and educating his clients about diverse and complex retirement planning principles and enjoys designing comprehensive retirement income plans that help his clients optimize all areas of their financial lives, including investments, insurance, health care, Social Security, pension, taxes and estate plans.

David received his bachelor’s degree in Finance and a minor in Economics, Personal Financial Planning, and Spanish from Utah State University. He successfully completed Boston University’s Retirement Management Program, and is a Certified Financial Planner™, and a Retirement Management Analyst™. He is the creator of FBIAS™: Fact-Based Investment Allocation Strategies.

David is seminar speaker and presenter on retirement income planning, investment management strategies, and veteran’s benefits. He is the host of "The Retirement Income Show with Dave Anthony, CFP®, RMA®" which is broadcast Monday afternoons from 2-2:30 and Sunday evenings from 8:30-9:00 on 560 KLZ , He is currently working on his first book on retirement income planning strategies.

Dave is also the owner of Side by Side Quotes.com, LLC, a independent insurance agency that offers side by side price comparisons for Medicare, long term care, annuity, life insurance, and disability plans. He feels that as a fiduciary, it is his obligation to act in his clients best interests and present unbiased and straight-forward insurance solutions.

When he is not helping his clients optimize their retirement incomes, you'll find him exploring the mountains, rivers, and lakes of Colorado with his wife and six kids. He is an avid white-water Kayaker, canyoneer, 14er, and advocate of all things adventure related. He is active with the Boy Scouts of America, having volunteered for multiple years as a Scout and Varsity leader. He is an Eagle Scout and enjoys coaching his kids various sporting activities.

Education:

BS, Finance, Economics, Personal Financial Planning, Utah State University
Retirement Management Analyst program, Boston University

Fee Structure:

Fee-Based

CRD Number:

3068955

Videos
  • Anthony Capital Income puzzle intro
  • Fact Based Investment Allocation Strategies
  • Annuity Questions--Should you buy and annuity?
  • Retirement Plan Smackdown: Long Term Care vs Life Insurance & annuity long term care
All Articles
Sort By:
Most Helpful
June 2017
    Lifestage Based Planning, Retirement, Retirement Savings, Taxes
November 2016
March 2017
November 2016

All Answers
Sort By:
Most Helpful
    Investing, IRAs
Which retirement plan will yield me the best percentage of maximum return?
100% of people found this answer helpful

The big 50! Congratulations.....you are smart to plan out what to do with your excess investment monies and how you invest over the next 10-15 years will be very can make a big difference.

First off your saving choices are Roth IRA, Regular IRA, Non-Qualified account, or life insurance. Which one you should put your money in depends on your income now, tax bracket, and future projected income in retirement.

Some advisors say that you should "pay the tax now and contribute to a Roth IRA" but I only recommend that if you are in the under 25% tax brackets. If you are 25% or over, it usually makes sense to get the tax deduction now and then convert over at a hopefully lower rate when you retire. This way you can have your cake and eat it too.

The idea is to save a bunch of money into your tax-deferred accounts now, and then convert them over systematically once you retire, preferably before you start taking Social Security and at lower rates so you can maximize your income brackets.

If you saved over $1 million, then you're an accredited investor and there are other provisions of the tax code that may allow you to get other substantial tax benefits and convert your IRA over to a Roth IRA at 50 or 60 cents on the dollar.

Alternatively, most IRA accounts limit your ability to use margin, whereas with non-qualified account you can use much higher multiple to make (or lose) much higher amounts via leveraged strategies. If you have a good solid risk managed plan in place, that strategy shouldn't be overlooked. 

 

September 2017
    Annuities
What is an annuity?
94% of people found this answer helpful
November 2016
    Annuities, IRAs
What's the difference between an individual retirement account (IRA) and an annuity?
87% of people found this answer helpful
October 2016
    Investing, Bonds / Fixed Income
Should I invest in bonds now or after the presumed interest rate hike?
86% of people found this answer helpful
October 2016
    Career / Compensation, Personal Finance, Life Insurance
What should my net cash value be for my whole life insurance policy?
83% of people found this answer helpful
April 2017