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Jeff Engelman

CFP®
Retirement, Investing, Small Business
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“At PRISM Financial Strategies, we are large enough to take care of our clients but small enough to know them. We take pride in treating every client fairly, no matter the size of their portfolio.”
Firm:

PRISM Financial Strategies

Job Title:

Partner-Financial Strategist

Biography:

Who We Are

Jeff Engelman, CFP® is an independent financial planner committed to helping his clients pursue long-term financial success. In September 2000, Jeff entered the investment industry by participating in a full time college internship program with Highland Financial Group, Inc. He graduated from the University of Nebraska at Kearney with a Bachelor of Science degree in Business Administration with an emphasis in Finance in May 2001. In addition to his education and experience, Mr. Engelman currently holds CERTIFIED FINANCIAL PLANNER™ designation.

 Born and raised in Diller, Nebraska, Mr. Engelman learned the Midwestern values of hard work, responsibility and integrity. He now resides in Denver, Colorado with his wife and three children. Outside of work, Jeff enjoys spending time with his family and friends as well as watching sporting events. The Engelman’s are members of Good Shepherd Catholic Church.

What We Do

Financial Planning

One of the most important components of a successful financial relationship is truly understanding who you are. To do this, we must first determine where you are today and learn about where you would ultimately like to be financially. Together we will create a financial plan that addresses all aspects of your financial well-being. Utilizing a disciplined approach, we will develop a cohesive strategy to meet your goals and needs. Once implemented, we will chart the on-going progress of achieving your goals and communicate that to you on a regular basis.

 Investment Management

Your portfolio will be designed specifically for your unique objectives, risk assessment and time horizon. Many of our clients have different buckets of money earmarked for their various goals which we’ll independently manage. We will keep you abreast of economic and investment trends that may affect your portfolio and will actively make changes as the opportunities present themselves. Our duty is to help you avoid the common pitfalls of investing so you can stay focused on your financial objectives and remain committed to the established long-term financial plan.

Who We Help

Small Business Owners

The needs of each business owner are unique. Delegate your business and personal financial matters to us so you can focus on what you do best. Allow us work hard for you so you can spend time doing the things you enjoy.

 Individuals and Families

You have some of the most important financial decisions ahead of you. Whether you are a member of Generation X in the middle of your career or a Baby Boomer planning your retirement, let us help you plan the way to attempt to successfully reach your specific financial goals.

Education:

BS, Finance, University of Nebraska at Kearney

Assets Under Management:

$50 million

CRD Number:

4338185

All Answers
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Most Helpful
    Pensions, Annuities, Asset Allocation, Bonds / Fixed Income
Is an annuity appropriate for me?
67% of people found this answer helpful

What is your risk tolerance, time horizon, and income need (now and in the future)?  Do you anticipate any large expenses such as paying for a child/granchild college, a second home, etc.?  Are you protected for unexpected events such as a long-term care need?  These are just a few of the items that need to be determined before even thinking about making a recommendation.

While one might be able to make a case for it, most likely a variable annuity is not the best solution for you.  It probably makes sense to diversify by adding in some other asset classes such as equities even if you are a conservative investor as studies have shown that an all fixed income portfolio has been considered to have a lower risk/reward profile than that of one that has some equity exposure.  Since you are questioning whether or not this recommendation by the Financial Advisor is appropropriate or not, I would meet with a Certififed Financial Planner acting in a fiduciary capacity which you can find one near you by visiting http://www.letsmakeaplan.org/.

May 2019
    Financial Planning, Retirement, Asset Allocation, Mutual Funds, Stocks
What should our portfolio distribution be if my wife and I are becoming more risk averse?
May 2019
    Bonds / Fixed Income, Mutual Funds
How can I understand a mutual fund's performance?
May 2019