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Jean-Luc Bourdon

Retirement, Taxes, Lifestage Based Planning
“With over 10 years of experience in the finance industry, Jean-Luc Bourdon delivers assurance in knowing that every facet of his clients' financial life plays a role in determining their best way forward.”

Lucent Wealth Planning, LLC

Job Title:



Jean-Luc Bourdon, CPA, PFS is the Founder and Investment Advisor Representative working at Lucent Wealth Planning, LLC in Santa Barbara, CA and has over 10 years of experience in the finance industry. Born in Belgium, the youngest of four children raised by a single-mother, Jean-Luc confronted issues such as budgeting and money management at an early age. He then realized the importance of planning wise financial decisions to get by and achieve personal goals, big or small. Having to choose a major in high school, it is not a surprise that he chose to study business and economics. He then applied that knowledge to put himself through college with a variety of jobs including small business entrepreneur.

Jean-Luc has a BS in Business Administration with a Finance concentration and an Accounting minor. He is a Certified Public Accountant (CPA) who earned the PFS (Personal Financial Specialist) credential from the American Institute of CPAs (AICPA). In the past, Jean-Luc worked as a senior corporate accountant at Fidelity National Financial, a Fortune 500 company, where he handled analysis and reporting for a $400 million securitized portfolio. Jean-Luc joined a Santa Barbara accounting firm in 2003 and developed its affiliated wealth management firm. Jean-Luc teamed up with Kozak Financial Advisory in 2011. The firm then became BrightPath Wealth Planning, LLC. In 2018, Jean-Luc founded Lucent Wealth Planning, LLC. 

Jean-Luc is very active in the profession and received the Personal Financial Planning Distinguished Service Award from the American Institute of CPAs (AICPA).  Jean-Luc often speaks and writes about financial planning. He was a regular contributor to CPA Insider, a newsletter from the AICPA. Jean-Luc also wrote articles published in the Pacific Coast Business Times, AICPA Wealth Management Insider, The Tax Adviser and the Journal of Accountancy. Jean-Luc was quoted by various publications including the Wall Street Journal, Fox Business and USA Today. Jean-Luc presented the California Society of CPA’s Dollars and Sense financial education workshop at UCSB. He was a speaker at the AICPA’s Advanced Personal Financial Planning Conference and the AICPA Conference on Tax Strategies for the High-Income Individual. He is a member of the Athena Study Group, a national, invitation-only group of top CPA financial planners. Jean-Luc currently serves on the Personal Financial Planning Executive Committee of the AICPA and on the Personal Financial Planning committee of the California Society of CPAs.  In the past, he served on the PFS Credential Committee of the AICPA.

Jean-Luc and his wife Renee live in Carpinteria. They enjoy hiking local trails with Rosie, their standard poodle.


BA, Business Administration, Finance, Accounting, University of Wisconsin-Platteville

Assets Under Management:

$50 million

Fee Structure:


CRD Number:



Investment advisory services are offered through Lucent Wealth Planning, LLC, an investment adviser registered with the State of California. Lucent Wealth Planning only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copyof the firm’s ADV Part 2A brochure document.

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    Financial Planning, Retirement, Estate Planning, Investing, Asset Allocation
Should my wife and I speak with a certified financial planner (CFP) or a tax attorney to get ideas on how to make our portfolio tax efficient?
50% of people found this answer helpful

I'd recommend a CPA/PFS.The PFS (Personal Financial Specialist) credential is a financial planning specialization for CPAs.  So, you get a tax, investment and estate planning expert.  You can find a CPA/PFS at  https://www.aicpa.org/forthepublic/financial-planning-resources.html or simply email financialplanning@aicpa.org 

April 2018
    Retirement Savings, Investing, 401(k)
How risky should I be with my 401(k) investments?
33% of people found this answer helpful
March 2017
    Retirement Savings, Bonds / Fixed Income
How do I determine if a bond fund is right for my portfolio?
0% of people found this answer helpful
March 2017
    College Tuition, Taxes
How can I provide tax-free contributions to my kid's student loans?
0% of people found this answer helpful
March 2017