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Diane M. Manuel

CFP®, CRPC
Investing, Small Business, Lifestage Based Planning
94%
Helpful
2
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18
Articles
65
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“With over 20 years of experience advising various clients, Diane provides holistic financial advice to women, their families and businesses and provide services that help guide her clients toward living successful and happy lives.”
Firm:

Urban Wealth Managment

Job Title:

Financial Advisor

Biography:

Diane joined UWM in 2015 after a successful career with Merrill Lynch, the California Endowment, and The J. Paul Getty Museum. She has over twenty years of experience helping individuals and organizations in their efforts to identify, implement, and accomplish their goals. In her role as Financial Advisor at Urban Wealth Management, she directs clients and organizations toward the achievement of their aspirations and dreams. The focal point of her practice is to build long-term financial capacity, ensuring a legacy for families and businesses.

For fun, Diane enjoys 5K and 10K runs, hanging at the beach, wine tasting, photography, and walks with friends. She's a native of Los Angeles, and received her B.S. from the University of Southern California (Go Trojans!) and a Ph.D. and M.B.A. from Claremont Graduate University. You can find her articles on Investopedia.com, Nasdaq.com and on the Urban Wealth Management website (urbanwm.com), where she publish a series: Your Life. Your Legacy.

Diane is also active in various philanthropic endeavors. Currently, she's on the Advisory Board for WriteGirl, a writing and mentorship program for girls. Additionally, as a founding member of the Giving Circle Angelenos 4 Los Angeles, Diane is active in the entrepreneurship and the promotion of innovative solutions to support uplifting change in the African-American community in Southern California. In the past, she has served on the Board of Governors for the USC Alumni Association, along with Trojans Encore and the USC Black Alumni Association. 

Education:

BS, Public Affairs, University of Southern California
MBA, Claremont Graduate University
PhD, Psychology, Claremont Graduate University

Fee Structure:

Fee-Only
Asset-Based

CRD Number:

5386277

Insurance License:

#California 0F94324

All Articles
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Most Helpful
August 2017
    Choosing an Advisor, Women & Money
June 2017
    Personal Finance, Starting Out, Women & Money
November 2016
    Financial Planning, Personal Finance, Women & Money
July 2017
    Women & Money, Personal Finance, Investing
February 2017
    College Tuition, Financial Planning

All Answers
Sort By:
Most Helpful
    Financial Planning, Retirement, 401(k)
What should we do with our 401(k) once we reach retirement?
20% of people found this answer helpful

My most important recommendation is to speak to a financial advisor to help you determine if your retirement is adequately funded based on your goals, your needs, and your dreams. There are many variables to consider when you retire: your fun, your health, and your family, just to name a few.

Expenses change in retirement. They can increase or decrease based on your plans and unanticipated situations. Therefore, determining your income streams, your expected expenses, and the savings you should set aside are key. Working with an advisor to help you assess different scenarios will be very helpful – especially since there is a good chance you will live another twenty years.

In fact, here are some statistics, according to the Society of Actuaries:

  • Male: A 65-year-old man has a 41% chance of living to age 85 and a 20% chance of living to age 90.
  • Female: A 65-year-old woman has a 53% chance of living to age 85 and a 32% chance of living to age 90.
  • Couple: If the man and woman are married, the chance that at least one of them will live to any given age is increased. There's a 72% chance that one of them will live to age 85 and a 45% chance that one will live to age 90. There's even an 18% chance that one of them will live to age 95,

    After you have had these initial conversations with a Financial Advisor, you can turn to determining an asset allocation that is appropriate for you and your wife. An advisor will help you determine an allocation that aligns with your risk and meets your goal of keeping up with inflation.

    Use the website below to find an advisor that meets your needs. Or, feel free to reach out to me at diane.manuel@urbanwm.com if you would like my help and more detailed recommendations.

    http://www.plannersearch.org/

November 2016
    Marriage / Divorce, Real Estate
Should I keep my house in a divorce?
13% of people found this answer helpful
October 2016