Richard Roush

AIF®, CPFA
Personal Finance, Retirement, Investing
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“With over two decades of experience in the financial industry, Richard Roush provides business owners with the guidance and expertise necessary to successfully execute a 401(k) plan.”
Firm:

Roush Investment Group

Job Title:

CEO

Biography:

After more than 25 years of working with the largest national banks and broker dealers, Rick formed his own Registered Investment Advisor (RIA) firm in 2010 to provide unbiased, unconflicted advice for business owners, their families, and their company retirement plans.

It has been deeply woven into the fabric of our firm’s culture to genuinely care and feel compassion for our clients, their entire families, and the legacy which they have built and wish to leave behind. It is with unwavering passion and proven expertise that Rick delivers our clients with a complete, all-encompassing Financial Life Planning process to truly understand their core values, life goals, and financial objectives.

As an expert in employer-sponsored retirement plans, Rick works alongside business owners to optimize the plan’s benefits while eliminating its burdens. Through a meaningful discovery process, he guides the business owner to define the goals and expectations associated with offering a 401(k) plan to their valued employees. By collaborating with only the most experienced and trusted industry experts, he is able to provide our clients with a team of skilled advisors who work cohesively to deliver great value and support to the client.

Roush Investment Group honors a fiduciary standard to do only what is the absolute best for the client at all times. Rick earned the Accredited Investment Fiduciary (AIF®) and Certified Plan Fiduciary Advisor (CPFA) designations which signify specialized knowledge of the fiduciary duty and a commitment to foster and promote a culture of fiduciary responsibility and professionalism.

Assets Under Management:

$75 million

Fee Structure:

Basis Points on Assets Under Management

CRD Number:

1103950

Insurance License:

#0A70804

Disclaimer:

Advisory Services offered through The Roush Group (TRG), a State of California registered investment adviser. For information pertaining to the registration status of TRG, please contact TRG or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov).

No Individual should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

Be sure to consult with a TRG adviser and/or a tax professional before implementing any strategy discussed herein.

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    Financial Planning, Retirement, Investing, IRAs, Mutual Funds
Can we roll over our 401(k) to an IRA and still take advantage of employer matching funds?
100% of people found this answer helpful

As a general rule, you can not roll over assets from your 401(k) to your IRA until you have separated service with your employer. The exception to this is if your plan has an in-service nonhardship withdraw privilege.  These have very strict rules as to when and how much you can roll over while still employed.  If under these rules you can move those assets over then yes you can contribute to your plan and claim match. However, understand these options are not the norm.

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