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Richard Roush

Personal Finance, Retirement, Investing
“With over two decades of experience in the financial industry, Richard Roush provides business owners with the guidance and expertise necessary to successfully execute a 401(k) plan.”

Roush Investment Group

Job Title:



After more than 25 years of working with the largest national banks and broker dealers, Rick formed his own Registered Investment Advisor (RIA) firm in 2010 to provide unbiased, unconflicted advice for business owners, their families, and their company retirement plans.

It has been deeply woven into the fabric of our firm’s culture to genuinely care and feel compassion for our clients, their entire families, and the legacy which they have built and wish to leave behind. It is with unwavering passion and proven expertise that Rick delivers our clients with a complete, all-encompassing Financial Life Planning process to truly understand their core values, life goals, and financial objectives.

As an expert in employer-sponsored retirement plans, Rick works alongside business owners to optimize the plan’s benefits while eliminating its burdens. Through a meaningful discovery process, he guides the business owner to define the goals and expectations associated with offering a 401(k) plan to their valued employees. By collaborating with only the most experienced and trusted industry experts, he is able to provide our clients with a team of skilled advisors who work cohesively to deliver great value and support to the client.

Roush Investment Group honors a fiduciary standard to do only what is the absolute best for the client at all times. Rick earned the Accredited Investment Fiduciary (AIF®) and Certified Plan Fiduciary Advisor (CPFA) designations which signify specialized knowledge of the fiduciary duty and a commitment to foster and promote a culture of fiduciary responsibility and professionalism.

Assets Under Management:

$75 million

Fee Structure:

Basis Points on Assets Under Management

CRD Number:


Insurance License:



Advisory Services offered through The Roush Group (TRG), a State of California registered investment adviser. For information pertaining to the registration status of TRG, please contact TRG or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov).

No Individual should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

Be sure to consult with a TRG adviser and/or a tax professional before implementing any strategy discussed herein.

  • 5 Questions to Ask Your 401K Advisor Today
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November 2017
    Life Insurance, End of Life, Estate Planning
June 2018
    Choosing an Advisor
February 2018
    Retirement, 401(k), Retirement Plans, Small Business

All Answers
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After buying shares of a stock, do you have to hold it for a minimum period of time before selling?
100% of people found this answer helpful

The simple answer is no.  The only impact on time held has to do with the taxes paid.  If you have a gain and the stock is sold within 1 year of purchase you will pay short-term gains which are taxed at current income rate.  If that same stock is held over 1 year that tax rate will be reduced to your long-term tax rate.

September 2018
    Retirement, Taxes
When is the most tax-efficient time to take my first RMD?
100% of people found this answer helpful
September 2018
    Real Estate, Taxes
How does capital gains tax work?
100% of people found this answer helpful
October 2018
    Banking, Debt, Financial Planning, Real Estate, Stocks
Should my spouse and I consider a first position HELOC opportunity to pay off our house within 10 years without adding more to our budget than our current cash flow?
100% of people found this answer helpful
October 2018
    Retirement, 401(k)
I recently retired at the age of 77; is there a time limit on rolling over my 401(k) from my former employer?
100% of people found this answer helpful
October 2018