Craig Israelsen

Ph.D.
Personal Finance, Retirement, Investing
85
Answers
16
Articles
“Craig L. Israelsen, Ph.D. Designer of 7Twelve Portfolio, developed a balanced investing strategy utilizing multiple asset classes to enhance performance and reduce risk.”
Firm:

7Twelve Portfolio

Job Title:

Designer and owner of the 7Twelve Portfolio

Biography:

Craig L. Israelsen, Ph.D., is an Executive-in-Residence in the Financial Planning Program at Utah Valley University (UVU) in Orem, Utah.

He holds a Ph.D. in Family Resource Management from Brigham Young University (BYU). He received a B.S. in Agribusiness and a M.S. in Agricultural Economics from Utah State University. Prior to teaching at UVU he taught at BYU and University of Missouri-Columbia.

Primarily among his research interests is the analysis of mutual funds and the design of investment portfolios. He writes monthly for Financial Planning magazine and is a regular contributor to the Journal of Indexes and Horsesmouth.com. His research has also been published in the Journal of Financial Planning, Journal of Asset Management (U.K.), Journal of Performance Measurement, Asia Financial Planning Journal (Singapore), Journal of Family and Economic Issues, and Financial Counseling and Planning.

His research has been cited in the Christian Science Monitor, Wall Street Journal, Newsweek, Forbes, Smart Money Magazine, Kiplinger Retirement Report, Advisor Perspectives, Dow Jones Market Watch, Family Circle Magazine, and Bottom Line Personal.

Dr. Israelsen is the developer of the 7Twelve Portfolio and the author of three books. His most recent book is titled 7Twelve: A Diversified Investment Portfolio with a Plan (John Wiley & Sons, 2010).

He is married to Tamara Trimble. They have seven children: Sara, Andrew, Heidi, Mark, Nathan, Emma, and Jared. Hobbies include running, biking, swimming, woodworking, and family vacations. He has competed in the Boston Marathon five times but has never won.

Education:

PhD, Family Resource Management Studies, Brigham Young University
MS, Agricultural Economics, Utah State University
BS, Agribusiness, Utah State University

Disclaimer:

The mention of products by name in this document (mutual funds, exchange traded funds, exchange traded notes) does not represent an endorsement or guarantee of future performance. Determining investment suitability of individual products, portfolio design, and asset allocation is the sole responsibility of each investor and his/her financial advisor. Craig L. Israelsen is not an investment advisor. He is a researcher, author, and consultant.

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September 2017
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All Answers
    Investing, Starting Out
How should a young professional look to invest his savings?

You have enough money to build a well diversified portfolio at Vanguard.  It requires $3,000 to open each Vanguard fund.  If you build a Vanguard 7Twelve model (7Twelve is an investment model I designed that uses 12 different Vanguard ETFs) your total portfolio expense ratio is 10 bps!  That is an incredibly low-cost portfolio while still being extremely diversified.  The key is using Vanguard funds.  The Vanguard 7Twelve ETF model produced an average annualized return of 8.1% over the past 15 years.  If you want more information email me at craig@7TwelvePortfolio.com

 

 

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