Shanna Tingom

Retirement, Investing, Lifestage Based Planning
“Shanna Tingom has been a financial professional for more than 22 years and specializes in holistic financial planning and investment management.”

Heritage Financial Strategies

Job Title:



Shanna Tingom is an independent financial professional and co-founder of Heritage Financial Strategies.

A veteran of the financial services industry, Shanna has built a career out of helping others take charge of their financial future. She’s more likely to draw pictures and use props to counsel clients rather than use traditional methods involving price-to-earnings ratios and mountain charts.

Shanna considers herself a life-long learner and keeps apprised of changes in the industry. She earned a bachelor’s degree in business from William Penn University and a master’s degree in organizational management from the University of Phoenix. Shanna holds FINRA Series 7 and 66 licenses and the Accredited Asset Management Specialist℠designation.


BA, Management, William Penn University
MA, Business, University of Phoenix

Assets Under Management:

$20 million

Fee Structure:


CRD Number:



Registered Representative, securities offered through Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Heritage Financial Strategies are not affiliated. 

  • Introduction to Shanna Tingom - Heritage Financial Strategies
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December 2016
    Personal Finance, Starting Out, Women & Money
December 2016
    Personal Finance, Women & Money
March 2017
    Choosing an Advisor, Financial Planning, Retirement Plans
February 2017
    Annuities, Retirement, Retirement Savings
June 2017
    College Tuition, Personal Finance

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    Retirement, Mutual Funds
How do I safely secure my retirement?
38% of people found this answer helpful

Hello! US Treasury Bonds are rarely the right choice, especially now, given the historically low interest rates. The first step is to make sure you can't get to some level of comfort by making sure that you are broadly diversified, and really understand what a "recession" means. For example, if we do go through another 2001 or 2008, did people stop cooking at home or buying personal care items? Nope! So investments in those types of companies do well, even in and through a recession. Most 401(k)'s have funds that invest in these types of companies. If that doesn't help you sleep at night, you could consider an annuity over Treasury Bonds. You may be able to take advantage of an in-service distribution to move your 401(k) to your IRA, and there are thousands of types of annuities. They are most certainly NOT my most favorite investment...mostly due to the fees. But it's the only time I can use the word "guaranteed" in my practice. You can find many that, net of fees, beat T-bonds, and include other guarantees, like lifetime income or enhanced death benefit, depending on what is important to you. You will need a fully-licensed investment professional to help you compare them and find the best one for you given your circumstances, if that's the route you choose. Good luck!

November 2016
Can I perform more than one hardship withdrawal on my 401(k)?
17% of people found this answer helpful
November 2016
    Investing, Starting Out
Is leverage investing a good tool for a young investor?
13% of people found this answer helpful
November 2016
    Investing, Real Estate
Can I perform a 1031 exhange?
0% of people found this answer helpful
December 2016
    Stocks, Charity
Can I donate stock to charity?
0% of people found this answer helpful
November 2016