Stoyan Panayotov

CFA
Personal Finance, Retirement, Investing
89%
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224
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“Stoyan Panayotov is the founder of Babylon Wealth Management and works with individuals, families and small businesses to help them build a roadmap to financial independence, reach their personal goals, and grow their investment portfolios.”
Firm:

Babylon Wealth Management

Job Title:

Founder

Biography:

Stoyan is the founder and CEO of Babylon Wealth Management, a fee-only investment management and financial planning firm, based in Walnut Creek, California. He found his firm after spending eleven years on Wall Street and a total of thirteen years in New York City. 

Stoyan is a native to Bulgaria and grew up in a small town community with strong family values. At the age of 23, he moved to the United States to pursue a graduate degree in Finance at  Pace University Lubin School of Business in New York City. 

In 2004, Stoyan completed his MBA degree at the top of his class. Two years later, he earned the CFA designation. During his time on Wall Street, Stoyan learned the ropes of the financial industry and investing. He worked his way up through three major investment banks on Wall Street – Credit Suisse, Wells Fargo, and Deutsche Bank. He gained extensive experience in risk management, equity, and fixed income markets. 

In 2012, he met his wife, Serena. They got married in 2015 and moved to California a few months later. In the Bay Area, Stoyan decided to start a new venture and establish his wealth management company.

Stoyan's primary objective to become a financial advisor and wealth manager was to help his future clients make better financial decisions and empower their finances to achieve their personal goals.

People often delay important financial decisions until it is too late. Being a wealth advisor, Stoyan helps families and individuals develop robust and personalized long-term financial plan. He builds and manages customized investment portfolios that meet clients’ needs and risk tolerance.

In his practice, Stoyan thrives on helping hard workers like himself manage their finances efficiently. He also runs a financial blog with the goal to educate his followers about planning for the future. 

Education:

MBA, Finance, Pace University

Assets Under Management:

$10 million

Fee Structure:

Fee-Only

CRD Number:

4861190

Disclaimer:

Babylon Wealth Management is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Babylon Wealth Management and its representatives are properly licensed or exempt from licensure. The content on Investopedia is solely for informational purposes. Informational materials, brochures, and commentary produced by Babylon Wealth Management and its representatives are strictly informational and should be used for research use only. No informational materials, brochures, or commentary should be construed as advertising material. Any opinions expressed are relevant as of the posting date and are not intended to provide investing or other advice or guidance. All relevant facts, including individual circumstances, need to be considered by a reader to arrive at personal investment conclusions. Past performance is not indicative of future results. Investing involves risks, as the value of your investment will fluctuate over time and you may gain or lose money. Investment risks are born solely by the investor and not by Babylon Wealth Management.

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March 2017
    Investing, Stocks
June 2017
    Retirement Plans, Small Business
May 2017
    Retirement Living, Retirement Plans, Retirement Savings
January 2018
    Investing, Stocks, Social Security
January 2017
    Small Business, Small Business Financing

All Answers
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    Investing, Stocks
I want to buy dividend-paying stocks that make the money work for me, what would be my best approach?
100% of people found this answer helpful

A good place to start is researching the various dividend ETFs. Even within the dividend investing, there are several strategies that you can choose from. Some strategies focus on dividend growers. Those are companies that consistently increase their dividends year over year. They are believed to have strong financials and healthy long-terms returns. Other strategies scan for companies with the highest current dividend yield regardless of the dividend history. This is a more value-focused strategy as some of these stocks may have recently gone out of favor and the high dividend yield is due to recent stock decline. A third strategy is to invest in REITs and MLPs which generally pay out 90% of their earnings to stockholders. This strategy can be a bit volatile due to its exposure to factors such as interest rates, real estate prices, oil prices.

Whichever direction you go, my advice is to diversify your portfolio between stocks and sectors so you are not exposed to one company or industry. 

May 2017
    Financial Planning, Choosing an Advisor, Real Estate, Taxes
What is the best way to minimize taxes owed in the US on property that my spouse and I own in Providenciales?
100% of people found this answer helpful
April 2018
    Pensions, 401(k)
What's the difference between a 401(k) and a pension plan?
90% of people found this answer helpful
June 2017
    401(k)
Can I take my 401(k) to buy a house?
79% of people found this answer helpful
June 2017
    Debt, Insurance
How can I borrow money from my life insurance policy?
78% of people found this answer helpful
June 2017