Morris Armstrong

Enrolled Agent
Personal Finance, Taxes, Lifestage Based Planning
“Morris Armstrong operates under a fiduciary standard all of the time, whether he is advising clients on financial matters or representing them before the Internal Revenue Service, his mission is to help clients achieve their goals, not his.”

Armstrong Financial Strategies

Job Title:



Morris Armstrong founded Armstrong Financial Strategies in 2001 as fee-only firm. The firm does not accept commissions or referral fees and the only source of its income is from the client.  Morris has taught at Marymount College in Tarrytown, NY and has written extensively on the subject of investments, taxes and planning for Multex Investors, which Reuters purchased in 2003.

Morris has also been active in the field of divorce planning, and in 2008, the Connecticut Law Tribune recognized his efforts. The lawyers in the state voted him as one of the top three planning firms in the state.

Morris has written for and been quoted in numerous publications including the Wall Street Journal, New York Times, Financial Planning magazine, Wealth Manager Magazine and Yahoo Finance. His investment philosophy has been shaped by both John Bogle and Eugene Fama, and is his portfolios, which are a blend of passive and active vehicles, reflect this.

While he enjoys divorce planning, it can be draining and he prefers not to work with those couples who believe that “War of the Roses” was a manual for divorce. He enjoys his role as an Enrolled Agent helping people resolve their issues with the IRS, whether it is a notice or something more involved such as an audit or offer in compromise.


BBA, Banking, Pace University

Assets Under Management:

$12 million

Fee Structure:

Fee Only

CRD Number:



The answers presented on Ask an Advisor, together with any commentaries, articles or other opinions should be considered general information presented to inform the public. They are based on the information provided in the question, which may have omitted important details that would have changed the answer had they been known. 

Articles and answers are not intended as a solicitation of an offer to buy or sell any security investment or instrument or to participate in any particular trading strategy. Armstrong Financial Strategies and Morris Armstrong, EA. are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within this site. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional.

  • Morris Armstrong
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October 2017
    Personal Finance
February 2018
    Taxes, Income Tax
December 2017
    Personal Finance, Tax Deductions / Credits, Taxes
1 week ago
August 2017

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    IRAs, Charity
Can I write a check from my IRA to use as a qualified charitable distribution (QCD)?
100% of people found this answer helpful

You may write a check from your IRA and make it payable to a charity and it is considered a QCD.  The RMD is the minimum amount that must be taken from your IRA from Jan 1 through Dec 31 of the year.   Bear in mind that you must not take any promotional item from the charity otherwise, your entire contribution is disallowed as a QCD.  The custodian does not track the QCD but only the amount of withdrawals.  You will still need all of the documentation to substantiate the charitable contribution.  In case you are not 70 1/2, bear in mind that the QCD must be made when you are that age or older, not a day before.

4 weeks ago
    Stocks, Taxes
If I get paid cash dividends and I paid taxes on it in the year I received it, do I count the total amount of dividends in loss or gain when I sell my stocks?
4 weeks ago
    Banking, Military / Veterans, Retirement, Pensions
What should my wife and I do with the money in our savings account if we are both 57 years old and want our risk factor to be low?
last month
    Debt, Social Security, Investing, Annuities, IRAs
Can qualified charitable contributions be used as required minimum distributions (RMDs) from a variable annuity tax-deferred IRA to minimize taxable income?
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last month
    Debt, Marriage / Divorce, IRAs, Real Estate, Taxes
What's the best strategy for withdrawing funds from my Roth IRA to pay back taxes I owe on my home?
last month