Morris Armstrong

Enrolled Agent
Personal Finance, Taxes, Lifestage Based Planning
“Morris Armstrong operates under a fiduciary standard all of the time, whether he is advising clients on financial matters or representing them before the Internal Revenue Service, his mission is to help clients achieve their goals, not his.”

Armstrong Financial Strategies

Job Title:



Morris Armstrong founded Armstrong Financial Strategies in 2001 as fee-only firm. The firm does not accept commissions or referral fees and the only source of its income is from the client.  Morris has taught at Marymount College in Tarrytown, NY and has written extensively on the subject of investments, taxes and planning for Multex Investors, which Reuters purchased in 2003.

Morris has also been active in the field of divorce planning, and in 2008, the Connecticut Law Tribune recognized his efforts. The lawyers in the state voted him as one of the top three planning firms in the state.

Morris has written for and been quoted in numerous publications including the Wall Street Journal, New York Times, Financial Planning magazine, Wealth Manager Magazine and Yahoo Finance. His investment philosophy has been shaped by both John Bogle and Eugene Fama, and is his portfolios, which are a blend of passive and active vehicles, reflect this.

While he enjoys divorce planning, it can be draining and he prefers not to work with those couples who believe that “War of the Roses” was a manual for divorce. He enjoys his role as an Enrolled Agent helping people resolve their issues with the IRS, whether it is a notice or something more involved such as an audit or offer in compromise.


BBA, Banking, Pace University

Assets Under Management:

$12 million

Fee Structure:

Fee Only

CRD Number:



The answers presented on Ask an Advisor, together with any commentaries, articles or other opinions should be considered general information presented to inform the public. They are based on the information provided in the question, which may have omitted important details that would have changed the answer had they been known. 

Articles and answers are not intended as a solicitation of an offer to buy or sell any security investment or instrument or to participate in any particular trading strategy. Armstrong Financial Strategies and Morris Armstrong, EA. are not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within this site. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional.

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October 2017
    Personal Finance
4 weeks ago
    Personal Finance, Tax Deductions / Credits, Taxes
August 2017
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    Marriage / Divorce, Financial Planning, Choosing an Advisor
What documents do I need to bring to a consultation meeting with a financial advisor if I am in the process of getting divorced and what should I expect to get out of a consultation?
86% of people found this answer helpful

I know from personal experience the issues that you are facing and it was my own divorce which led me to focus on divorce issues in both my planning and divorce practices.  I do hope that your divorce is cordial and does not get nasty.    Sometimes in the process, it is helpful if you have someone in the mental health arena to help with the emotional anguish that often accompanies the end of a marriage.

What do I ask clients to bring to an initial consult?   Nothing - just themselves and to tell me what they are going through and what do they want to accomplish. You will also be asked if there are any nuptial documents in place.  If it is a good fit, at subsequent meetings you will be asked for copies of tax returns and lists of assets and liabilities.  Much of what will be given to attorneys for the discovery will also be what I require.  You will be expected to provide a budget - what do you need to live on.   The copier machine will become your friend - you will need 3 years of tax returns, at least 6 months of brokerage statements, bank statements.  You will need copies of your spouse's retirement plan and work related benefits.

The "best" settlement is going to be determined by your lawyer, his lawyer and the judge.  What I can do, is make sure that you understand the impact of the settlement and how it will impact you. The advisor should be the one to work with you and your lawyer and if needed, handle much of the non-legal paperwork.  If you develop a nice working relationship with the advisor then they can continue post-divorce.

Again, the initial consult is really just a getting to know each other meeting and there is no need to have much documentation.  Always remember though, once engaged, you need to be 100 percent up-front with everything.  

I am sorry for what you are going through, but life does go on - stay strong and healthy.

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