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Alexander Koury

CFP®
Retirement, Investing, Small Business
27
Answers
7
Articles
“Alex advises clients as a trusted CERTIFIED FINANCIAL PLANNER™, specializing in small business planning, investment portfolio construction, and retirement planning.”
Firm:

Values Quest

Job Title:

Wealth Advisor

Biography:

Alex Koury is a CERTIFIED FINANCIAL PLANNER™ professions Professional and Wealth Advisor for Values Quest, Inc., in Phoenix, Arizona. In addition to being a CFP®, he holds the following securities registrations: Series 7, 9 & 10 – General Securities and Series 66 – through Commonwealth Financial Network®.  Alex is also licensed through the state of Arizona, California, and Georgia for life, accident/health, disability, fixed and variable annuities and property and casualty insurance.

As Wealth Advisor for Values Quest, Inc., Alex provides financial services for Scottsdale and the Phoenix Metropolitan area. He is also an Investment Advisor Representative with Commonwealth Financial Network®, the nation’s largest privately held independent broker/dealer–RIA with $1 billion in annual revenues*, Commonwealth has the scale, stability, and resources to help us deliver the solutions our clients need. With a staff of approximately 810, Commonwealth helps approximately 1,710 independent advisors serve their clients and manage total account assets of approximately $114.4 billion.**

Values Quest, Inc., is an independent wealth management firm dedicated to helping their clients build and preserve their wealth and hard-earned assets. The firm’s independence enables Alex to establish working relationships with other industry leading financial professionals, estate attorneys, CPAs, and insurance providers. Alex leverages their expertise to create customized portfolios, and he only recommends those products and services that are specifically tailored to suit his clients’ unique needs and values. In addition, he prides himself on building lifelong relationships with his clients, which he considers family.

After graduating from Regis University in Denver, Colorado with a Bachelor of Science in Finance and a Bachelor of Science in Economics, Alex returned to his home state of Arizona.  Alex is the Pro Bono/Public Awareness Chairperson for the Financial Planning Association of Greater Phoenix and provides financial planning education to other nonprofit organizations and private companies in the valley. In addition to his professional achievements, Alex enjoys sports, the outdoors and spending time with his wife, Amzi, and their 9-month-old daughter, Naila.  A frequent hiker you may find Alex on Camelback or Piestewa Peak Mountain any given morning.

 *As of 01/19/17

**As of 12/31/16

 

Education:

BS, Economics, Regis University
BS, Finance, Regis University

CRD Number:

5607498

Insurance License:

#17367912

Disclaimer:

Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency or Values Quest, Inc. 2720 E. Camelback Rd. Suite 200 Phoenix, AZ 85016, 602.765.2224.  This communication is strictly intended for individuals residing in the states of AZ, CA, GA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services.

Review our Terms of Use: www.commonwealth.com/termsofuse.html

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP in the U.S., which it awards to individuals who successfully complete CFP Boards initial and ongoing certification requirements.

All Articles
January 2018
    Financial Planning, Life Insurance
December 2017
    Taxes, Charity, Tax Deductions / Credits
October 2017
    Small Business, Small Business Taxes
September 2017
    Financial Planning, Marriage / Divorce
September 2017
    Financial Planning

All Answers
    Financial Planning, Retirement Savings, Lifestage Based Planning
Can I recover my retirement savings after losing it all due to the market crash and a failed business?

I commend you for taking care of your family and taking a chance on yourself to start your own business.  Financial plans are great when they work exactly according to plan, but then life happens and having the wherewithal to figure out where you go from here is important.  You seem like you have a great attitude, and you are willing to do what it takes to hit your target.  It is never too late to start fresh even at 43 years young.  You and your wife will most likely live long into your 90's and possibly 100, but time is now of the essence to get your financial plan in order. 

To answer your question, however, much information needs to be gathered:

  1. Budget/Cash Flow Statement
  2. Outstanding debts
  3. Understanding your goals and objectives
    1. Retirement
    2. College savings (if any)
    3. Other goals you may have
  4. Reviewing your company retirement plan
  5. Reviewing your company benefits
  6. Comprehensive review of your situation.

Understanding who you are and what you want to achieve will dictate how much money you will need to put away monthly.  Since you are older, you will need to be more aggressive with your savings/investment plan.  However, there may be other important matters to consider, such as your children and wife.  What if you were to unexpectedly die tomorrow, or become disabled?  Would you want your family to be financially secure?  There are many questions to be asked and answered, but it would require you to speak with a financial planner to determine what is feasible.

I would be happy to speak to you further on a complimentary basis to understand more about your situation to determine whether I can help.

Thank you,

 

Alex

 

 

June 2017
    Financial Planning, Investing, Asset Allocation
How can I enter the market today at such high valuations to meet 20 year long investment objectives?
June 2017
    Retirement Savings, Investing, Lifestage Based Planning
How do you speak to very young investors about saving/investing?
June 2017
    Debt, Retirement, Investing
How should I determine whether to take out a loan from my retirement or cash out my investments in order to pay off my credit card debt?
June 2017
    Financial Planning, Investing
Is it too late for me to invest my inheritance?
June 2017