Brett Sause

LUTCF®, FSCP®, LACP®, LTCP®, CLTC®, RFC®
Retirement, Small Business, Insurance
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“With over 20+ years of experience in the financial services industry, Brett Sause is committed to understanding his clients, in order to design personalized tax strategies to accumulate, preserve, and protect their wealth and income.”
Firm:

Atlantic Financial Group LLC

Job Title:

CEO & Principal

Biography:

Brett is an avid boating enthusiast, and holds a USCG Master Merchant Mariner 50 (GRT) license. He loves spending time on the Chesapeake Bay with family and friends. He is an Eagle Scout and a Life Member of the National Eagle Scout Association. In 2014, the Baltimore Area Council of Boy Scouts of America named Brett the Eagle Scout CEO of the Year. He and his wife Molly reside in Wye Mills, Maryland with their daughter Emily and two Goldendoodle dogs.

Brett started in the financial services profession in 1999. The Atlantic Financial Group, LLC was formed shortly thereafter. The firm's philosophy in working with all of its clients is to guide them through a process that Starts With a Plan™. This process is aimed at helping the clients crystallize their financial goals and objectives.

Brett is also part of the Inner Circle Society. They represent a distinguished group of donors who have supported the MDRT Foundation with annual gifts totaling $5,000 or more. To accommodate recognition opportunities at the MDRT Annual Meeting, donor recognition dates for the Inner Circle Society are April 1 to March 31 of the next calendar year.

Founded in 1927, MDRT is an international, independent association of nearly 30,000 of the world’s leading life insurance and financial services professionals from 76 nations and territories, representing over 450 companies. MDRT members are recognized as skillful professionals who are considered to be among the best in the industry, perform outstanding client service, and have achieved the highest standard of sales excellence in the life insurance and financial services business. Brett is a Life & Qualifying member of the MDRT, and a 4 time member of the Court Of The Table.

In 2014, the Brett & Molly Sause Family Charitable Fund was established. This fund was created to benefit children in need from infancy to adolescence.

Brett serves as a mentor in the MDRT mentor program for new representatives in the business and is also a sought-after speaker within the MDRT Speakers' Bureau.

At an industry level, year after year, Brett has been awarded both the National Quality Award and the National Sales Achievement Award from NAIFA. Brett has been featured in numerous financial publications, such as Life Insurance Selling Magazine and Advisor Magazine and has been the keynote speaker at many insurance and financial practices around the east coast.

Brett is a member of the two largest lobbying associations within the life insurance and financial services industry; AALU (Association for Advanced Life Underwriting) and NAIFA (National Association of Insurance and Financial Advisors). From 2009-2011 Brett served as the President of NAIFA-Anne Arundel, a local chapter of NAIFA. Brett was awarded "Agent of the Year" from NAIFA-Anne Arundel in 2009 and 2010.

In 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, and 2017 Brett was awarded "Agent of the Year" representing the Baltimore/Annapolis General Office of the New York Life Insurance Company.

Assets Under Management:

$200 million

CRD Number:

3275164

Disclaimer:

Brett M. Sause, an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Maryland, Delaware, Virginia. Brett M. Sause is also licensed in Pennsylvania, Florida, Virginia, Georgia & North Carolina. No insurance business may be conducted outside these state referenced.

Brett M. Sause, Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency, 1954 Greenspring Drive Suite 700 Timonium, MD. 21093 (410)321-6161. In this regard, this communication is strictly intended for individuals residing in the state of Maryland. No offers may be made or accepted from any resident outside the specific state referenced. 

Brett M. Sause, is Licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

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    Estate Planning, Annuities, IRAs, Taxes, Charity
Next year I’m required to take required minimum distributions on several retirement accounts but do not need the money; what can I do to minimize taxes on these distributions?
100% of people found this answer helpful

Dear Investor, 

Wow you are our every day kind of client.  Your problem is in our wheel house, and what we do everyday.  

So there are so many ?'s to ask you, more than i have the time for here now, but I will give you a few in hopes that we can talk more.  

Are you married? Kids? Are your Kids married? Have you done any estate planning? Will Trust etc? 

Do you have any charities you like? 

Have you ever heard of a QLAC? Qaulifed Longevity Annuity Contract?  

A really smart way to minimize the tax on RMD's is 1st max a QLAC, 2nd Use a Lifetime income contract to create a tax leveraged income stream (this can fund a life insurance contract) 

At your death, the death benift from the Life contract will be income tax free to the designated beni.  To include a charity.  

There are a number of other ways here: but lets talk live please or we can do a webinar.

Thanks

Brett 

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